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265 105th St, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 265 105th St, Stone Harbor, NJ 08247

Property Summary

Property TypeSingle Family Home
Details1,656 sqft · built 1998
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on File
Last Sale$926,725 (Jun 2014)
Tax Bill$6,820 (2024)
Deeds & MortgagesOct 2020 Mortgage
Sep 2018 Mortgage
Flood ZoneZone AE (high risk)
APN10-00105-31-00133-0000-C0001

Property Details

APN / Parcel Number

Primary APN10-00105-31-00133-0000-C0001
Alternative APN
  • 10 00105-31-00133-01

Interior

Stories2 Stories
Building Area1,656 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions110 ft deep x 59 ft wide

Location & Zoning

Old Parcel Number10 00105- 31-00133- 01
Street Address265 105TH ST, 1
CitySTONE HARBOR
StateNJ
Zip08247-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Description1999 SPLIT
Legal SubdivisionBAYWATCH CONDO
Legal Block105
Legal Lot Number133
JurisdictionCAPE MAY NJ
Township / Civil DivisionSTONE HARBOR
Census Block Group1
Census Block1134
Census Tract20901

Owner

265 105th St is owned by two individuals who bought it in June 2014.

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address2020 WALNUT ST, 21H, PHILADELPHIA, PA 19103-5642
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENN CMNTY BK
Sep 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
1ST COLONIAL CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2014 · Amount on File
Deed SaleJun 3, 2014 · Amount on File
Prior SaleJun 2, 2010 · Amount on File
Deed Document Number2014265
Deed Book / Page3582 / 559
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address265 105TH ST, STONE HARBOR, NJ 08247-1220
Document Number0062640290
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedDec 3, 2020
Title CompanyNOBLE ABSTRACT COMPANY INC, NOBLE ABSTRACT CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address265 105TH ST STONE HARBOR NJ 082471220, STONE HARBOR, NJ 08247-1220

Mortgage

Document Number0062640290
DateOct 26, 2020
Book Page006264/000290
Instrument36779
Lender
NamePENN CMNTY BK
AddressPERKASIE, PA 18944
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 25, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address265 105TH ST, STONE HARBOR, NJ 08247-1220
Document Number0060080367
Instrument DateSep 26, 2018
Transaction TypeMortgage
Record UpdatedOct 30, 2018
Title CompanySHORE TITLE AGENCY INC NORTH

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address735 W POPLAR AVE WEST WILDWOOD NJ 082602239, WEST WILDWOOD, NJ 08260-2239

Mortgage

Document Number0060080367
DateOct 11, 2018
Book Page006008/000367
Instrument70939
Lender
Name1ST COLONIAL CMNTY BK
TypeBank
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 10, 2028

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityStone Harbor Borough
Unified School DistrictStone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$911,800 (-) Land $625,900 Building $285,900$911,800 (-) Land $625,900 Building $285,900
2025$911,800 Land $625,900 Building $285,900$911,800 Land $625,900 Building $285,900
2024$6,820.00
2023$911,800 Land $625,900 Building $285,900$911,800 Land $625,900 Building $285,900
2022$6,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 105th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 1,352 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,088 units insured
incl. 736 condo units
Nearby Flood Claims1,478 (1978–2021)
Claims Outside the SFHA13 of 1,478
Most Recent ClaimDec 2021 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 448 claims
  • Severe Coastal Storm, Jan 1992 · 176 claims
  • Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 265 105th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONE HARBOR WATER DEPT
serves 30,850 people · EPA ID NJ0510001
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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