2649 Vine Ave, Naples, FL 34120 Property Records

Collier County property record for 2649 Vine Ave, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,544 sqft · built 2023
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jan 2025)
Tax Bill	$4,478 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`585500 7823C13`

Property Details

APN / Parcel Number

Primary APN	`585500 7823C13`
Alternative APN	`69039018884`

Interior

Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Lot Area	4,792 sqft (0.11 acres)
Deck Area	200 sqft

Location & Zoning

Street Address	2649 VINE AVE
City	NAPLES
State	FL
Zip	34120-5664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCH AT ORANGE BLOSSOM PHASE 4 LOT 782
Legal Range	27
Legal Township	48
Legal Section	13
Legal Subdivision	RANCH AT ORANGE BLOSSOM PH4 PHASE 4
Legal Phase	4
Legal Block	1
Legal Lot Number	782
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1004
Census Tract	11212

Owner

2649 Vine Ave is owned and occupied by two individuals who bought it in January 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2649 VINE AVE, NAPLES, FL 34120-5664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Oct 5, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2025 · Amount on File
Deed Sale	Jan 10, 2025 · Amount on File
Prior Sale	Oct 5, 2023 · Amount on File
Deed Document Number	20256631401
Deed Book / Page	6429 / 1890
Prior Transfer Date	Dec 5, 2022
Prior Transfer Doc	0006340037
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Apr 8, 2026
Property Address	2649 VINE AVE, NAPLES, FL 34120-5664
Document Number	0006807731
Book / Page	6572 / 2604
Instrument Date	Mar 27, 2026
Instrument	20266807731
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 VINE AVE, NAPLES, FL 34120-5664

Mortgage

Document Number	0006807731,
Date	Apr 8, 2026
Book Page	6572/2604
Instrument	20266807731

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 5, 2023
Property Address	2649 VINE AVE, NAPLES, FL 34120-5664
Document Number	0062941646
Book / Page	6294 / 1646
Map Reference	MB 69 PG 1
Instrument Date	Sep 20, 2023
Instrument	6461533
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,844.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 VINE AVE, NAPLES, FL 34120-5664

Mortgage

Document Number	0062941650
Date	Oct 5, 2023
Instrument	6294/1650

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2649 Vine Ave was $4,478 with a homeowner's exemption, down 10.1% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,879 (+0.5%) Land $41,617 Building $281,262	$322,879 (+0.5%) Land $41,617 Building $281,262
2025	$4,478.00 (-10.06%)	$321,259 Land $42,517 Building $278,742	$321,259 Land $42,517 Building $278,742
2024	$4,979.00 (+243.62%)
2023	$1,449.00 (+29.14%)	$32,513 (+3%) Land $32,513	$32,513 (+3%) Land $32,513
2022	$1,122.00	$25,010 Land $25,010	$25,010 Land $25,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2649 Vine Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2649 Vine Ave is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Streamline Internet Fixed Wireless	450 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vine Ave

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