2649 Seneca Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 2649 Seneca Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,589 sqft · built 1997
Lot Size	0.38 acres (16,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,750 (Feb 2018)
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009851-1100`

Property Details

APN / Parcel Number

Primary APN	`009851-1100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,589 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	2,589 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,552 sqft (0.38 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2649 SENECA DR
City	SAINT JOHNS
State	FL
Zip	32259-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	23/6-14 CIMARRONE GOLF & COUNTRY CLUB UNIT 1 LOT 100 OR4498/1558
Legal Range	27E
Legal Township	05S
Legal Section	13
Legal Subdivision	CIMARRONE GOLF & COUNTRY CLUB UNIT ONE
Legal Tract	D
Legal Block	1
Legal Lot Number	100
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1021
Census Tract	20810

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2649 SENECA DR, SAINT JOHNS, FL 32259-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Prior Sale	Nov 14, 2006 · Amount on Record
Deed Document Number	20187556
Deed Book / Page	4498 / 1558
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 2, 2018
Property Address	2649 SENECA DR, SAINT JOHNS, FL 32259-2122
Document Number	0044981558
Book / Page	004498 / 001558
Instrument Date	Jan 25, 2018
Instrument	7556
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	KENDALL TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,266.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6120 ABACO DR SARASOTA FL 342382905, SARASOTA, FL 34238-2905

Mortgage

Document Number	44981561
Date	Feb 2, 2018
Book Page	004498/001561
Instrument	7557

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,235 (+2.7%)	$540,054 (+4.59%) Land $155,000 Building $385,054
2025	$3,107.00 (+13.39%) Homeowner's exemption	$244,630 (+2.9%)	$516,361 (+6.21%) Land $148,000 Building $368,361
2024	$2,740.00 (+2.09%) Homeowner's exemption	$237,736 (+3%)	$486,188 (-2.78%) Land $140,000 Building $346,188
2023	$2,684.00 (+3.19%) Homeowner's exemption	$230,812 (+3%)	$500,115 (+14.18%) Land $135,000 Building $365,115
2022	$2,601.00 Homeowner's exemption	$224,089	$438,018 Land $112,000 Building $326,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20