2649 Ranchero Ln, Merced, CA 95348 Property Records

Merced County property record for 2649 Ranchero Ln, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 1985
Lot Size	0.864 acres (37,657 sqft)
Owner	2 Company Names on Record
Last Sale	$130,000 (Aug 1992)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`057-450-020-000`

Property Details

APN / Parcel Number

Primary APN	`057-450-020-000`
Alternative APN	`057450020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,673 sqft Living Area
Gross Area	2,583 sqft
1st Floor Area	1,673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	37,657 sqft (0.864 acres)
Garage Area	2,410 sqft
Parking Spaces	8 Parking Spaces
Porch	Porch
Porch Area	86 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	057450020
Street Address	2649 RANCHERO LN
City	MERCED
State	CA
Zip	95348-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B&B RANCHEROS #2 UNIT 2 LOT 18
Legal Subdivision	B & B RANCHEROS 02
Legal Lot Number	18
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2012
Census Tract	904

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2649 RANCHERO LN, MERCED, CA 95348-3534
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Apr 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 30, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jul 11, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 3, 1992 · Amount on Record
Deed Sale	Aug 3, 1992 · Amount on Record
Prior Sale	Apr 30, 2021
Deed Document Number	0000026628
Deed Book / Page	057
Record Updated	Jun 7, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 30, 2021
Property Address	2649 RANCHERO LN, MERCED, CA 95348-3534
Document Number	0000019567
Map Reference	MB 24 PG 37&38
Instrument Date	Apr 16, 2021
Instrument	2021019567
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2649 RANCHERO LN, MERCED, CA 95348-3534

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 30, 2021
Property Address	2649 RANCHERO LN, MERCED, CA 95348-3534
Document Number	0000019565
Map Reference	MB 24 PG 37&38
Instrument Date	Apr 16, 2021
Instrument	2021019565
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2649 RANCHERO LN, MERCED, CA 95348-3534

Mortgage

Document Number	0000019566
Date	Apr 30, 2021
Instrument	2021019566

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	May 21, 2020
Property Address	2649 RANCHERO LN, MERCED, CA 95348-3534
Document Number	0000016274
Instrument Date	May 17, 2020
Instrument	16274
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2649 RANCHERO LN MERCED CA 953483534, MERCED, CA 95348-3534

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2649 RANCHERO LN, MERCED, CA 95348-3534
Document Number	0000012916
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2649 RANCHERO LN MERCED CA 953483534, MERCED, CA 95348-3534

Mortgage

Document Number	0000012916
Date	May 7, 2019
Instrument	12916

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2649 RANCHERO LN, MERCED, CA 95348-3534
Document Number	0000023236
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2649 RANCHERO LN MERCED CA 953483534, MERCED, CA 95348-3534

Mortgage

Document Number	0000023236
Date	Jul 21, 2017
Instrument	23236

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,843.00 (+7.12%) Homeowner's exemption	$254,303 (+4.04%) Land $69,332 Building $184,971
2023	$2,654.00 (+1.38%) Homeowner's exemption	$244,431 Land $66,641 Building $177,790
2022	$2,618.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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