2649 McCrays Mill Rd, Sumter, SC 29154 Property Records

Sumter County property record for 2649 McCrays Mill Rd, Sumter, SC 29154 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1980
Square Footage	750 sqft Living Area
Lot Size	13,939 sqft (0.319 acres)
Occupancy	Owner Occupied
Last Sale	$58,000 (2020)
Tax Bill	$363.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`206-00-04-006`
Alternative APN	`27978`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	750 sqft Living Area
1st Floor	750 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Exterior Material	Asbestos Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	13,939 sqft (0.319 acres)
Porch	Covered Porch
Utility Building	38 sqft Utility Building

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Account Number	27978
Old Parcel Number	206 00 04 006
Street Address	2649 MCCRAYS MILL RD
City	SUMTER
State	SC
Zip	29154-6047
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PB2001-162 PB96-1316 0.32AC PB92-372
Legal Subdivision	CONTAINING 032 ACRES
Jurisdiction	SUMTER SC
Minor Civil Division	SUMTER
Census Blockgroup	1
Census Block	1015
Census Tract	1703

Owner

Source: Sumter County records · APN 206-00-04-006

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2649 MCCRAYS MILL RD, SUMTER, SC 29154-6047
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Jun 27, 2014 · Amount on Record
Deed Doc Number	0012775545
Deed Book / Page	1277 / 5545
Record Refreshed	Jun 08, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Dec 14, 2020
Property Address	2649 MCCRAYS MILL RD, SUMTER, SC 29154-6047
Document Number	0012775545
Book / Page	1277 / 5545
Instrument Date	Dec 01, 2020
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$214.60
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 MCCRAYS MILL RD, SUMTER, SC 29154-6047

Mortgage

Document Number	0012775549
Date	Dec 14, 2020
Instrument	1277/5549

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$363.00 (+2.54%)	$1,770 (-) Land $400 Building $1,370	$44,360 (-) Land $10,000 Building $34,360
2023		$1,770 (-) Land $400 Building $1,370	$44,360 (-) Land $10,000 Building $34,360
2022	$354.00	$1,770 Land $400 Building $1,370	$44,360 Land $10,000 Building $34,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	174.2 ft

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 30% of South Carolina
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.