2649 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 2649 Garfield Ave, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 2,283 sqft · built 1936
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Dec 2001)
Tax Bill$5,833 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN272-0260-040-0000

Property Details

APN / Parcel Number

Primary APN272-0260-040-0000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,283 sqft Living Area
1st Floor Area1,527 sqft
2nd Floor Area756 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area31,799 sqft (0.73 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2649 GARFIELD AVE
CityCARMICHAEL
StateCA
Zip95608-4705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-2
Legal DescriptionE 195 FT OF N 235 FT LOT 49 CARMICHAEL COL NO 2EXC POR DEEDED TO CO OF SACTO FOR R/W DES IN BK4290/487 O R FMLY POR
Legal SubdivisionCARMICHAEL COLONY 02
Legal Tract49
Legal Lot Number49
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4003
Census Tract7701

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2649 GARFIELD AVE, CARMICHAEL, CA 95608-4705
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2001 · Amount on Record
Deed SaleDec 20, 2001 · Amount on Record
Deed Book / Page20011220 / 327
Prior Transfer DateOct 13, 2000
Prior Transfer Doc2000001439
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2649 GARFIELD AVE, CARMICHAEL, CA 95608-4705
Transaction TypeMortgage
Record UpdatedFeb 28, 2022
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 GARFIELD AVE, CARMICHAEL, CA 95608-4705

Mortgage

Document Number0000001162
DateFeb 16, 2022
Instrument2022021601162
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$498,123 (+2%) Land $263,689 Building $234,434
2025$5,833.00 (+2.17%) Homeowner's exemption$488,357 (+4.04%) Land $258,519 Building $229,838
2024$5,709.00 (+1.76%)
2023$5,610.00 (+2.07%) Homeowner's exemption$469,395 Land $248,481 Building $220,914
2022$5,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

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