Buchanan County property record for 2649 Frederick Ave, Saint Joseph, MO 64506
| Property Type | Single Family Home |
|---|---|
| Details | 1,914 sqft · built 1881 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,096 (Jun 2025) |
| Tax Bill | $2,478 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Jun 2021 Mortgage + 1 more |
| APN | 06-2.0-04-004-002-049.000 |
| Primary APN | 06-2.0-04-004-002-049.000 |
|---|
| Building Area | 1,914 sqft Base Area |
|---|---|
| 1st Floor Area | 1,914 sqft |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Street Address | 2649 FREDERICK AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-2839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SAXTON HEIGHTS LOT:20 BLK:1LGL DESC:E 20' L20 ALL L21-23 |
| Legal Subdivision | SAXTON HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1100 |
Source: Buchanan County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 274 TERRACE RD, LAKE ARROWHEAD, CA 92352 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jun 26, 2025 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Jun 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| May 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on File |
| Deed Sale | Jun 26, 2025 · Amount on File |
| Prior Sale | Jun 28, 2021 · Amount on File |
| Deed Document Number | 20254794 |
| Deed Book / Page | 3808 / 772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 26, 2025 |
| Property Address | 2649 FREDERICK AVE, SAINT JOSEPH, MO 64506-2839 |
| Document Number | 003808/772 |
| Book / Page | 3808 / 772 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 2025004794 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | UNKNOWN, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1712 S 40TH ST, SAINT JOSEPH, MO 64507-2326 |
| Name | Verified Name |
|---|---|
| Address | 274 TERRACE RD, LAKE ARROWHEAD, CA 92352 |
| Investor | Possibly a Property Investor |
| Document Number | 003808/774 |
|---|---|
| Date | Jun 26, 2025 |
| Book Page | 3808/774 |
| Instrument | 2025004796 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 28, 2021 |
| Property Address | 2649 FREDERICK AVE, SAINT JOSEPH, MO 64506-2839 |
| Document Number | 3764/21 |
| Book / Page | 3764 / 21 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 2021006691 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2649 FREDERICK AVE, SAINT JOSEPH, MO 64506-2839 |
| Investor | Possibly a Property Investor |
| Document Number | 2021006692 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021006692 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2649 FREDERICK AVE, SAINT JOSEPH, MO 64506-2839 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017004925 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 2017004925 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,478.00 | $34,570 (+6.21%) Land $5,700 Building $28,870 | $181,940 (+6.21%) Land $30,000 Building $151,940 |
| 2024 | $2,478.00 (+15.9%) | ||
| 2023 | $2,138.00 (-0.7%) | $32,550 (-) Land $5,700 Building $26,850 | $171,310 (-) Land $30,000 Building $141,310 |
| 2022 | $2,153.00 | $32,550 Land $5,700 Building $26,850 | |
| 2021 | $171,310 Land $30,000 Building $141,310 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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