2649 Cloud Ln, Decatur, GA 30034 Property Records

DeKalb County property record for 2649 Cloud Ln, Decatur, GA 30034

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,756 sqft · built 1990
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (Jan 2021)
Tax Bill	$2,513 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15 125 08 004`

Property Details

APN / Parcel Number

Primary APN	`15 125 08 004`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,756 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Area	456 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1512508004
Street Address	2649 CLOUD LN
City	DECATUR
State	GA
Zip	30034-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	CITY/MUNI/TWP:UNINCORPORATED
Legal Subdivision	RAINBOW DRIVE
Legal Block	A
Legal Lot Number	4 3
Jurisdiction	DE KALB GA
Township / Civil Division	ATLANTA-DECATUR
Census Block Group	1
Census Block	1004
Census Tract	23445

Owner

2649 Cloud Ln is owned and occupied by an individual who bought it in January 2021.

Source: DeKalb County records, as of March 18, 2024

Owner of Record	Individual Name on File
Mailing Address	2649 CLOUD LN, DECATUR, GA 30034-2257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Nov 15, 2016 · Amount on File
Deed Document Number	2021-001260
Deed Book / Page	29005 / 617
Record Updated	Jun 7, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB GA
Recording Date	Jan 22, 2021
Property Address	2649 CLOUD LN, DECATUR, GA 30034-2257
Document Number	0290050617
Book / Page	029005 / 000617
Instrument Date	Jan 14, 2021
Instrument	21193
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 CLOUD LN DECATUR GA 300342257, DECATUR, GA 30034-2257

Mortgage

Document Number	290050618
Date	Jan 22, 2021
Book Page	029005/000618
Instrument	21195

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,513.00 (-2.22%) Homeowner's exemption	$102,880 (+27.96%) Land $12,000 Building $90,880	$257,200 (+27.96%) Land $30,000 Building $227,200
2022	$2,570.00	$80,400 Land $8,080 Building $72,320	$201,000 Land $20,200 Building $180,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2649 Cloud Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2649 Cloud Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY serves 743,000 people · EPA ID GA0890001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20