2649 Cletus Dr, Manchester, MD 21102 Property Records

Carroll County property record for 2649 Cletus Dr, Manchester, MD 21102

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,046 sqft · built 2012
Lot Size0.357 acres (15,536 sqft)
Owner2 Individual Names on Record
Last Sale$386,000 (Jun 2012)
Tax Bill$7,064 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jul 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-072305

Property Details

APN / Parcel Number

Primary APN06-072305
Alternative APN
  • 072305

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,046 sqft Total Area
Basement Area1,400 sqft
Finished Basement1,400 sqft
Utility Area84 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,536 sqft (0.357 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area40 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number072305
Street Address2649 CLETUS DR
CityMANCHESTER
StateMD
Zip21102-1998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 60 - 15536 SQ FT CLETUS DR 50-60/76 HALLIE HILL FARM SC 2
Legal SubdivisionSECTION TWO HALLIE HILL FARM
Legal Lot Number60
JurisdictionCARROLL MD
Township / Civil Division6, MANCHESTER
Census Block Group2
Census Block2009
Census Tract506101

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2649 CLETUS DR, MANCHESTER, MD 21102-1998
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2024Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Jul 19, 2022Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORP
Feb 16, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Nov 6, 2019Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2012 · Amount on Record
Deed SaleJun 29, 2012 · Amount on Record
Prior SaleMay 16, 2012 · Amount on Record
Deed Book / Page6958 / 152
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2649 CLETUS DR, MANCHESTER, MD 21102-1998
Transaction TypeMortgage
Record UpdatedMar 13, 2024
Title CompanyNOT AVAILABLE, ASURITY MORTGAGE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 CLETUS DR, MANCHESTER, MD 21102-1998

Mortgage

Document Number0111890011
DateFeb 5, 2024
Book Page11189/11
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term282 Months
DueAug 1, 2047

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2649 CLETUS DR, MANCHESTER, MD 21102-1998
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title Company2020 TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 CLETUS DR, MANCHESTER, MD 21102-1998

Mortgage

Document Number0108360270
DateJul 19, 2022
Book Page10836/270
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueAug 1, 2047

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2649 CLETUS DR, MANCHESTER, MD 21102-1998
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101050039
DateFeb 16, 2021
Book Page10105/39
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term346 Months
DueDec 1, 2049

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARROLL MD
Property Address2649 CLETUS DR, MANCHESTER, MD 21102-1998
Document Number0095070181
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 CLETUS DR MANCHESTER MD 211021998, MANCHESTER, MD 21102-1998

Mortgage

Document Number0095070181
DateDec 12, 2019
Book Page009507/000181
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2049
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityManchester Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$539,900 (+16.71%)$562,100 (+6.3%) Land $154,700 Building $407,400
2025$7,064.00 (+13.46%)
2023$6,226.00$462,600$528,800 Land $135,000 Building $393,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2001–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MANCHESTER
serves 4,954 people · EPA ID MD0060006
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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