2649 Cherry Ln, Denver, NC 28037 Property Records

Lincoln County property record for 2649 Cherry Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,032 sqft · built 2007
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$1,930,000 (Feb 2021)
Tax Bill	$16,008 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4613-37-7514`

Property Details

APN / Parcel Number

Primary APN	`4613-37-7514`
Alternative APNs	`461306377555` `282992` `54762`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	5,032 sqft Living Area
Basement Area	2,544 sqft
Finished Basement	2,120 sqft
Unfinished Basement	424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	51,401 sqft (1.18 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Loading Dock	96 sqft
Boat Access	Boat Access
Boat House	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	282992
Street Address	2649 CHERRY LN
City	DENVER
State	NC
Zip	28037-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	CRESCENT 38/48&PT49 LOTS
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	71202

Owner

Source: Lincoln County records · APN 4613-37-7514

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2649 CHERRY LN, DENVER, NC 28037-9348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Apr 05, 2005 · Amount on Record
Deed Document Number	2021625351
Deed Book / Page	3006 / 824
Prior Transfer Date	Aug 10, 2007
Prior Transfer Doc	0019560812
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 16, 2021
Property Address	2649 CHERRY LN, DENVER, NC 28037-9348
Document Number	0003006824
Book / Page	3006 / 824
Map Reference	MB E PG 60
Instrument Date	Feb 12, 2021
Instrument	625351
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,860.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 CHERRY LN, DENVER, NC 28037-9348
Investor	Possibly a Property Investor

Mortgage

Document Number	0000625352
Date	Feb 16, 2021
Instrument	625352

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,008.00 (+0.56%)	$2,627,175 (-) Land $576,320 Building $2,050,855	$2,627,175 (-) Land $576,320 Building $2,050,855
2023	$15,919.00	$2,627,175 Land $576,320 Building $2,050,855	$2,627,175 Land $576,320 Building $2,050,855

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014 · other causes

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 87 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.