26481 S River Rd, Harrison Township, MI 48045 Property Records

Macomb County property record for 26481 S River Rd, Harrison Township, MI 48045

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,839 sqft · built 1957
Lot Size	0.301 acres (13,112 sqft)
Owner	2 Company Names on File
Last Sale	$190,000 (Apr 2015)
Tax Bill	$5,464 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-18-451-001`

Property Details

APN / Parcel Number

Primary APN	`17-12-18-451-001`
Alternative APN	`1218451001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,839 sqft Living Area
1st Floor Area	1,839 sqft
Basement Area	1,323 sqft
Unfinished Basement	1,323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,112 sqft (0.301 acres)
Lot Dimensions	125 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	26481 S RIVER RD
City	HARRISON TOWNSHIP
State	MI
Zip	48045-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-A
Legal Description	CHARTIER'S RIVERVIEW SUBD'N LOT 9
Legal Subdivision	CHARTIERS RIVERVIEW SUBDIVISION
Legal Lot Number	9
Jurisdiction	MACOMB MI
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2003
Census Tract	247202

Owner

26481 S River Rd is owned by a company that acquired it in April 2025 and is owner-occupied.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Company Names on File
Mailing Address	26481 S RIVER RD, HARRISON TOWNSHIP, MI 48045-5611
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage KAYE FIN'L
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2015 · Amount on File
Deed Sale	Apr 7, 2015 · Amount on File
Deed Document Number	20155046521
Deed Book / Page	23340 / 743
Last Transfer Date	Apr 24, 2025
Transfer Doc	0000037158
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	26481 S RIVER RD, HARRISON TOWNSHIP, MI 48045-5611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071378
Date	Jun 7, 2017
Book Page	24755/133
Instrument	7071378

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Apr 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	26481 S RIVER RD, HARRISON TOWNSHIP, MI 48045-5611
Document Number	0000043327
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26481 S RIVER RD #5 HARRISON TOWNSHIP MI 480455611, 5, HARRISON TOWNSHIP, MI 48045-5611

Mortgage

Document Number	0000043327
Date	Nov 19, 2020
Book Page	027179/000248
Instrument	43327

Lender

Name	KAYE FIN'L
Type	Funding / Finance Company
Address	BLOOMFIELD, MI 48322

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	26481 S RIVER RD, HARRISON TOWNSHIP, MI 48045-5611
Document Number	0000091872
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26481 S RIVER RD HARRISON TOWNSHIP MI 480455611, HARRISON TOWNSHIP, MI 48045-5611

Mortgage

Document Number	0000091872
Date	Aug 16, 2019
Book Page	026138/000226
Instrument	91872

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 15, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 26481 S River Rd was $5,464 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Harrison Charter Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,200 (+2.06%)	$396,400 (+2.06%)
2025	$5,464.00 Homeowner's exemption	$194,200	$388,400
2023		$167,700	$335,400
2022	$4,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26481 S River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26481 S River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON TOWNSHIP serves 24,314 people · EPA ID MI0003040
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2021
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on S River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures