2648 Naples St, Hayward, CA 94545 Property Records

Alameda County property record for 2648 Naples St, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1957
Lot Size	0.161 acres (7,030 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Sep 2016)
Tax Bill	$8,189 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`456-23-140`

Property Details

APN / Parcel Number

Primary APN	`456-23-140`
Alternative APN	`456-0023-140-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,030 sqft (0.161 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2648 NAPLES ST
City	HAYWARD
State	CA
Zip	94545-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00004 BLK: 000J TR: 1691
Legal Subdivision	TR 1691
Legal Tract	1691
Legal Block	J
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3007
Census Tract	437101

Owner

Source: Alameda County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2648 NAPLES ST, HAYWARD, CA 94545-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
May 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2016 · Amount on Record
Deed Sale	Sep 19, 2016 · Amount on Record
Prior Sale	Sep 30, 2010 · Amount on Record
Deed Document Number	2016238016
Prior Transfer Date	Oct 6, 1994
Prior Transfer Doc	0000364924
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	Jun 24, 2026
Property Address	2648 NAPLES ST, HAYWARD, CA 94545-3410
Document Number	0000082269
Instrument Date	Jun 15, 2026
Instrument	202682269
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 NAPLES ST, HAYWARD, CA 94545-3410

Mortgage

Document Number	0000082269,
Date	Jun 24, 2026
Instrument	202682269

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2056

Interest

Rate	6.36%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2648 NAPLES ST, HAYWARD, CA 94545-3410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 NAPLES ST, HAYWARD, CA 94545-3410

Mortgage

Document Number	0000231299
Date	Sep 14, 2020
Instrument	2020231299

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 30, 2019
Property Address	2648 NAPLES ST, HAYWARD, CA 94545-3410
Document Number	0000100901
Map Reference	MB 37 PG 65
Instrument Date	May 21, 2019
Instrument	2019100901
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 NAPLES ST, HAYWARD, CA 94545-3410

Mortgage

Document Number	0000100902
Date	May 30, 2019
Instrument	2019100902

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,585 (+2.02%) Land $207,159 Building $479,426
2025	$8,189.00 (+0.99%) Homeowner's exemption	$666,124 (+2.96%) Land $203,098 Building $470,026
2024	$8,109.00 (+1.53%)
2023	$7,987.00 Homeowner's exemption	$646,989 Land $195,212 Building $451,777	$831,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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