2648 N Howard Ave, Springfield, MO 65803 Property Records

Greene County property record for 2648 N Howard Ave, Springfield, MO 65803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,128 sqft · built 1958
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on File
Last Sale	$90,300 (Apr 2007)
Tax Bill	$719 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-13-01-401-015`

Property Details

APN / Parcel Number

Primary APN	`88-13-01-401-015`
Alternative APN	`1301401015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Foundation Type	Raised
Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	304 ft deep x 50 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881301401015
Street Address	2648 N HOWARD AVE
City	SPRINGFIELD
State	MO
Zip	65803-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	MASSEYS ADD LOT 458 BLK 20
Legal Range	22W
Legal Township	29N
Legal Section	01
Legal Subdivision	MASSEYS
Legal Block	20
Legal Lot Number	458
Jurisdiction	GREENE MO
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1007
Census Tract	3600

Owner

2648 N Howard Ave is owned and occupied by an individual who bought it in April 2007.

Source: Greene County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2648 N HOWARD AVE, SPRINGFIELD, MO 65803-3414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Jul 8, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 14, 2019	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2007 · Amount on File
Deed Sale	Apr 20, 2007 · Amount on File
Deed Document Number	200719650
Deed Book / Page	2007 / 1965007
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	2648 N HOWARD AVE, SPRINGFIELD, MO 65803-3414
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 N HOWARD AVE, SPRINGFIELD, MO 65803-3414

Mortgage

Document Number	0000001157
Date	Mar 21, 2022
Book Page	2022/11573-22
Instrument	11573-22

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	9.5%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	2648 N HOWARD AVE, SPRINGFIELD, MO 65803-3414
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003399
Date	Jul 8, 2021
Book Page	2021/33999-21
Instrument	33999-21

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Dec 1, 2049

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GREENE MO
Property Address	2648 N HOWARD AVE, SPRINGFIELD, MO 65803-3414
Document Number	0000045049
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 N HOWARD AVE SPRINGFIELD MO 658033414, SPRINGFIELD, MO 65803-3414

Mortgage

Document Number	0000045049
Date	Dec 19, 2019
Instrument	45049

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2648 N Howard Ave was $719.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Springfield City
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,440 (-) Land $3,800 Building $10,640
2025	$719.00	$14,440 Land $3,800 Building $10,640	$76,000 Land $20,000 Building $56,000
2023	$632.00 (+2.27%)	$11,860 (+4.77%) Land $1,900 Building $9,960	$62,400 Land $10,000 Building $52,400
2022	$618.00	$11,320 Land $1,900 Building $9,420
2021			$59,600 Land $10,000 Building $49,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2648 N Howard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2648 N Howard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Nearby Properties on N Howard Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures