2648 Mosby Ct, Frederick, MD 21701 Property Records

Frederick County property record for 2648 Mosby Ct, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,152 sqft · built 1999
Lot Size	0.048 acres (2,099 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Nov 2021)
Tax Bill	$6,263 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-210894`

Property Details

APN / Parcel Number

Primary APN	`02-210894`
Alternative APNs	`2210894` `210894`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,152 sqft Living Area
1st Floor Area	732 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,099 sqft (0.048 acres)
Deck Area	216 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	210894
Street Address	2648 MOSBY CT
City	FREDERICK
State	MD
Zip	21701-3224
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 193 SECTION 2 PLAT 4-2099 SQ FT TUSCARORA KNOLLS
Legal Subdivision	TUSCARORA KNOLLS
Legal Lot Number	193
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4014
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2648 MOSBY CT, FREDERICK, MD 21701-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage CITY OF FREDERICK
Nov 10, 2021	Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB
Aug 7, 2017	Grant Deed, Transfer FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Mar 28, 2008 · Amount on Record
Deed Book / Page	15488 / 133
Prior Transfer Date	Aug 20, 2014
Prior Transfer Doc	0102030129
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2648 MOSBY CT, FREDERICK, MD 21701-3224
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 MOSBY CT, FREDERICK, MD 21701-3224

Mortgage

Document Number	0157000452
Date	Feb 2, 2022
Book Page	15700/452

Lender

Name	CITY OF FREDERICK
Type	Government Agency
Address	FREDERICK, MD 21701

Agreement

Amount	Amount Recorded

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 10, 2021
Property Address	2648 MOSBY CT, FREDERICK, MD 21701-3224
Document Number	0154880133
Book / Page	15488 / 133
Map Reference	MB 60 FO 143
Instrument Date	Oct 28, 2021
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2648 MOSBY CT, FREDERICK, MD 21701-3224

Mortgage

Document Number	15488139
Date	Nov 10, 2021
Instrument	15488/139

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 7, 2017
Property Address	2648 MOSBY CT, FREDERICK, MD 21701-3224
Document Number	0119640117
Book / Page	011964 / 000117
Instrument Date	Jul 31, 2017
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 MOSBY CT FREDERICK MD 217013224, FREDERICK, MD 21701-3224
Investor	Possibly a Property Investor

Mortgage

Document Number	119640124
Date	Aug 7, 2017
Book Page	011964/000124

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,333 (+7.4%)	$413,400 (+22.2%) Land $140,000 Building $273,400
2025	$6,263.00 (+9.38%)	$338,300 (+22.14%) Land $90,000 Building $248,300	$338,300 (-) Land $90,000 Building $248,300
2024	$5,726.00 (+13.01%)
2023	$5,067.00	$276,967	$338,300 Land $90,000 Building $248,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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