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2648 Michael Pl, Dunedin, FL 34698 Property Records

Pinellas County property record for 2648 Michael Pl, Dunedin, FL 34698 · Last verified January 2026

Property Summary

Property TypePlanned Unit Development
Details1,887 sqft · built 2000
OwnerIndividual Name on File
Last Sale$582,000 (May 2022)
Tax Bill$5,272 (2025)
Deeds & MortgagesJan 2023 Line of Credit
May 2022 Sale
Flood ZoneZone AE (high risk)
APNC62-000-742-2216-7

Property Details

APN / Parcel Number

Primary APNC62-000-742-2216-7
Alternative APNs
  • 15-28-15-86591-000-0031
  • R404706

Interior

Stories3 Stories
Building Area1,887 sqft Heated Area
1st Floor Area1,887 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2004
Exterior MaterialBrick/Stone
Construction TypeWood Frame
View / LotAverage
Garage TypeAttached
Parking Spaces2 Parking Spaces
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR404706
Street Address2648 MICHAEL PL
CityDUNEDIN
StateFL
Zip34698-1803
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionSUN KETCH TOWNHOMES AT DUNEDIN CAUSEWAY LOT 3 LESS THAT PART DESC BEG NE COR OF SD LOT 3 TH S01D07'37"W 38.21FT ALG E BNDRY
Legal Range15
Legal Township28
Legal Section15
Legal SubdivisionSUN KETCH TOWNHOMES AT DUNEDIN CAUSEWAY
Legal Lot Number3
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1001
Census Tract27209

Owner

Source: Pinellas County records · APN C62-000-742-2216-7

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2648 MICHAEL PL, DUNEDIN, FL 34698-1803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK
May 14, 2022Warranty Deed, Transfer
SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2022 · Amount on Record
Deed SaleMay 14, 2022 · Amount on Record
Prior SaleDec 31, 2015 · Amount on Record
Deed Document Number2022154970
Deed Book / Page22063 / 953
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2648 MICHAEL PL, DUNEDIN, FL 34698-1803
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2648 MICHAEL PL, DUNEDIN, FL 34698-1803

Mortgage

Document Number0223290776
DateJan 27, 2023
Book Page22329/776
Instrument2023022994
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 08, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 14, 2022
Property Address2648 MICHAEL PL, DUNEDIN, FL 34698-1803
Document Number0220630953
Book / Page22063 / 953
Map ReferenceMB 122 PG 1&2
Instrument DateMay 12, 2022
Instrument2022154970
Transaction TypeTransfer
Record UpdatedJun 07, 2022
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$4,074.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4410 REGAL CT, 4410, DELRAY BEACH, FL 33445-3829

Transferred To (Grantee/Buyer)

NameVerified Name
Address2648 MICHAEL PL, DUNEDIN, FL 34698-1803

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,272.00 (+7.35%) Homeowner's exemption$341,046 (+5.99%)$446,134 (-6.94%) Building $446,134
2023$4,911.00 (-31.08%) Homeowner's exemption$321,781 (-29.24%)$479,415 (+5.42%) Building $479,415
2022$7,126.00$454,762$454,762 Building $454,762

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030272091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 119 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies863 units insured (744 under condo master policies)
66 of 119 individual policies on primary residences
Nearby Flood Claims140 (1985–2024)
Most Recent ClaimOct 2024, other causes, Hurricane Milton
Flood Events
  • Hurricane Milton (Oct 2024), 2 claims
  • Hurricane Helene (Oct 2024), 101 claims
  • Hurricane Frances (Sep 2004), 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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