2648 Gum Rd, Seneca, MO 64865 Property Records

Newton County property record for 2648 Gum Rd, Seneca, MO 64865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,616 sqft · built 1980
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,760 (Oct 2025)
Tax Bill	$1,273 (2024)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-13400-500`

Property Details

APN / Parcel Number

Primary APN	`1-13400-500`
Alternative APN	`07-6.0-24-000-000-009.000`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Area	180 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2648 GUM RD
City	SENECA
State	MO
Zip	64865-8293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 57.41 E SW COR SW1/4 SE1/4 E 330 N 660 W 330 S 660 TO POB
Legal Range	34W
Legal Township	26N
Legal Section	24
Jurisdiction	NEWTON MO
Township / Civil Division	FIVE MILE
Census Block Group	3
Census Block	3010
Census Tract	20601

Owner

Source: Newton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2648 GUM RD, SENECA, MO 64865-8293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY BANK NA
Oct 28, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY BANK (LEXINGTON)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Feb 22, 2021 · Amount on Record
Deed Document Number	20257245
Deed Book / Page	374 / 7158
Prior Transfer Date	Oct 24, 2025
Prior Transfer Doc	0000007337
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MO
Property Address	2648 GUM RD, SENECA, MO 64865-8293
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00374/7167
Date	Oct 28, 2025
Book Page	374/7167
Instrument	202507254

Lender

Name	FIRST COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MO
Recording Date	Oct 28, 2025
Property Address	2648 GUM RD, SENECA, MO 64865-8293
Document Number	00374/7158
Book / Page	374 / 7158
Instrument Date	Oct 24, 2025
Instrument	202507245
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 GUM RD, SENECA, MO 64865-8293

Mortgage

Document Number	0202507246
Date	Oct 28, 2025
Instrument	202507246

Lender

Name	FIRST COMMUNITY BANK (LEXINGTON)
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Newton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Newton County
Unified School District	Seneca R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,900 (+2.29%)	$126,900 (+3.42%) Land $40,100 Building $86,800
2024	$1,273.00 (+0.08%)	$21,410 (-) Land $6,107 Building $15,303	$122,700 (-) Land $35,000 Building $87,700
2023	$1,272.00	$21,410 Land $6,107 Building $15,303	$122,700 Land $35,000 Building $87,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lost Creek Wireless Fixed Wireless	30 / 6
Verizon Fixed Wireless	25 / 6
Wisper ISP Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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