2648 Great Heron Ave, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2648 Great Heron Ave, Harmony, FL 34773

Property Summary

Property TypeResidential Vacant Land
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$542,490 (Oct 2025)
Tax Bill$969 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN132631367300012020

Property Details

APN / Parcel Number

Primary APN132631367300012020

Exterior

Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address2648 GREAT HERON AVE
CityHARMONY
StateFL
Zip34773-6238
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBAY LAKE FARMS AT SAINT CLOUD PB 34 PGS 165-171 LOT 202
Legal Lot Number202
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2115

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2648 GREAT HERON AVE, HARMONY, FL 34773-6238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Deed Document Number2025134596
Deed Book / Page6873 / 231
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 30, 2025
Property Address2648 GREAT HERON AVE, HARMONY, FL 34773-6238
Document Number0068730231
Book / Page6873 / 231
Map ReferenceMB 34 PG 165-171
Instrument DateOct 29, 2025
Instrument2025134596
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 2, 2026
Title CompanyM/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,797.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
Address2648 GREAT HERON AVE, HARMONY, FL 34773-6238

Mortgage

Document Number0006873233
DateOct 30, 2025
Instrument6873/233
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$969.00$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Great Heron Ave

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