2648 E Santa Rosa Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2648 E Santa Rosa Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,785 sqft · built 2000
Lot Size	0.173 acres (7,525 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (May 2018)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2021 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-08-783`

Property Details

APN / Parcel Number

Primary APN	`304-08-783`
Alternative APN	`304087831`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	2,025 sqft
1st Floor Area	1,785 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,525 sqft (0.173 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2648 E SANTA ROSA DR
City	GILBERT
State	AZ
Zip	85234-1487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	GREENFIELD PARK MCR 510-48
Legal Range	6E
Legal Township	1S
Legal Section	3
Legal Subdivision	GREENFIELD PARK
Legal Lot Number	33
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	422620

Owner

2648 E Santa Rosa Dr is owned and occupied by two individuals who acquired it in September 2019.

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2648 E SANTA ROSA DR, GILBERT, AZ 85234-1487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN AMERICAN MORTGAGE CO
Oct 4, 2019	Intrafamily Transfer, Transfer · Line of Credit DESERT FINANCIAL CU
May 22, 2018	Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Jun 19, 2015 · Amount on File
Deed Document Number	2018390127
Last Transfer Date	Sep 30, 2019
Transfer Doc	0000789341
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2648 E SANTA ROSA DR, GILBERT, AZ 85234-1487
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 E SANTA ROSA DR, GILBERT, AZ 85234-1487
Investor	Possibly a Property Investor

Mortgage

Document Number	0000118387
Date	Mar 9, 2023
Instrument	20230118387

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2648 E SANTA ROSA DR, GILBERT, AZ 85234-1487
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000881693
Date	Aug 16, 2021
Instrument	20210881693

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2648 E SANTA ROSA DR, GILBERT, AZ 85234-1487
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 E SANTA ROSA DR, GILBERT, AZ 85234-1487

Mortgage

Document Number	0000999343
Date	Oct 19, 2020
Instrument	20200999343

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	MESA, AZ 85206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 4, 2019
Property Address	2648 E SANTA ROSA DR, GILBERT, AZ 85234-1487
Document Number	0000789341
Map Reference	MB 510 PG 48
Instrument Date	Sep 30, 2019
Instrument	20190789341
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2648 E SANTA ROSA DR, GILBERT, AZ 85234-1487
Investor	Possibly a Property Investor

Mortgage

Document Number	0000789342
Date	Oct 4, 2019
Instrument	20190789342

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 22, 2018
Property Address	2648 E SANTA ROSA DR, GILBERT, AZ 85234-1487
Document Number	0000390128
Instrument Date	May 22, 2018
Instrument	390128
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 E SANTA ROSA DR GILBERT AZ 852341487, GILBERT, AZ 85234-1487

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 22, 2018
Property Address	2648 E SANTA ROSA DR, GILBERT, AZ 85234-1487
Document Number	0000390127
Map Reference	MB 510 PG 48
Instrument Date	May 17, 2018
Instrument	20180390127
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2648 E SANTA ROSA DR, 2648, GILBERT, AZ 85234-1487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 E SANTA ROSA DR, GILBERT, AZ 85234-1487

Mortgage

Document Number	0000390129
Date	May 22, 2018
Instrument	20180390129

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2648 E Santa Rosa Dr was $1,734.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,750 (+100.71%)	$487,500 (+6.91%) Land $97,500 Building $390,000
2025	$1,734.00	$24,289 (-49.69%)	$456,000 (-5.55%) Land $91,200 Building $364,800
2024		$48,280	$482,800 Land $96,500 Building $386,300
2023	$1,793.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2648 E Santa Rosa Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Severe Storms, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2648 E Santa Rosa Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber, Verizon.

Nearby Properties on E Santa Rosa Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures