2648 E Main St, Decatur, IL 62521 Property Records

Macon County property record for 2648 E Main St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	1 ba · 693 sqft · built 1898
Lot Size	0.136 acres (5,920 sqft)
Owner	Individual Name on File
Tax Bill	$914 (2025)
Deeds & Mortgages	May 2025 Transfer Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-13-18-152-016`

Property Details

APN / Parcel Number

Primary APN	`04-13-18-152-016`
Alternative APN	`13-18-152-016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	693 sqft Living Area
1st Floor Area	693 sqft
Basement Area	693 sqft
Unfinished Basement	693 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,920 sqft (0.136 acres)
Lot Dimensions	40 ft deep x 147 ft wide
Porch	Slab
Porch Area	72 sqft

Location & Zoning

Account Number	041318152016
Street Address	2648 E MAIN ST
City	DECATUR
State	IL
Zip	62521-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0016 B 00 EASTLAKE SUBD W 40 OF E 62 58 04 2 13 0444 000 00 147.5X40
Legal Subdivision	EASTLAKE SUBD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3021
Census Tract	1100

Owner

2648 E Main St is owned and occupied by an individual who acquired it in May 2025.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2648 E MAIN ST, DECATUR, IL 62521-2231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 10, 2017	Deed of Trust, Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 5, 2025
Transfer Doc	0000004712
Record Updated	Sep 20, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON IL
Recording Date	May 5, 2025
Property Address	2648 E MAIN ST, DECATUR, IL 62521-2231
Document Number	2025R004712
Instrument Date	May 5, 2025
Instrument	2025R-004712
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3235 E CHESTNUT AVE, DECATUR, IL 62521-4533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 E MAIN ST, DECATUR, IL 62521-2231

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2648 E MAIN ST, DECATUR, IL 62521-2231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4550/776
Date	Mar 10, 2017
Book Page	4550/776

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	MT ZION, IL 62549

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 7, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 2648 E Main St was $914.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$914.00	$9,794 Land $788 Building $9,006	$29,385 Land $2,364 Building $27,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2648 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2648 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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