2648 E 38th Ave, Spokane, WA 99223 Property Records

Spokane County property record for 2648 E 38th Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,618 sqft · built 1976
Lot Size	0.209 acres (9,112 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Dec 2025)
Tax Bill	$3,670 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35334.0402`

Property Details

APN / Parcel Number

Primary APN	`35334.0402`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,112 sqft (0.209 acres)
Lot Dimensions	136 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2648 E 38TH AVE
City	SPOKANE
State	WA
Zip	99223-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	GARDEN PK FIELDS L2 B2
Legal Range	43E
Legal Township	25N
Legal Section	33
Legal Subdivision	GARDEN PK FIELDS
Legal Block	2
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1017
Census Tract	4702

Owner

Source: Spokane County records · APN 35334.0402

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2648 E 38TH AVE, SPOKANE, WA 99223-4527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	May 15, 2025 · Amount on Record
Deed Document Number	20257459438
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 16, 2025
Property Address	2648 E 38TH AVE, SPOKANE, WA 99223-4527
Document Number	0007459438
Map Reference	VOL 4 PG 54
Instrument Date	Dec 15, 2025
Instrument	7459438
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	WFG NATIONAL TITLE COMPANY/CLARK COUNTY, WFG NATL TTL CO OF CLARK CNT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,389.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2648 E 38TH AVE, SPOKANE, WA 99223-4527

Mortgage

Document Number	0007459439
Date	Dec 16, 2025
Instrument	7459439

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,670.00 (+8.16%)	$389,200 (+15.59%) Land $100,000 Building $289,200	$389,200 (+15.59%) Land $100,000 Building $289,200
2025	$3,393.00 (+3.95%)	$336,700 (+3.33%) Land $70,000 Building $266,700	$336,700 (+3.33%) Land $70,000 Building $266,700
2024	$3,264.00 (+2.38%)	$325,840 (+18.82%) Land $62,440 Building $263,400	$325,840 (+18.82%) Land $62,440 Building $263,400
2023	$3,188.00 (-0.65%)	$274,240 Land $62,440 Building $211,800	$274,240 Land $62,440 Building $211,800
2022	$3,209.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Concept Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
Newmax Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 447 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SPOKANE serves 346,138 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.