2648 3rd Ave E, Saint Paul, MN 55109 Property Records

Ramsey County property record for 2648 3rd Ave E, Saint Paul, MN 55109 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 984 sqft · built 1987
Lot Size	0.129 acres (5,625 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (May 2026)
Tax Bill	$4,866 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-29-22-44-0131`

Property Details

APN / Parcel Number

Primary APN	`12-29-22-44-0131`
Alternative APNs	`8562125` `624800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Wood
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	624800
Street Address	2648 3RD AVE E
City	SAINT PAUL
State	MN
Zip	55109-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADDITION TO NORTH,ST. P E 5 FT OF LOT 5 AND ALL OF LOT 6 BLK 21
Legal Range	22
Legal Township	29
Legal Section	12
Legal Subdivision	SECOND ADDITION TO NORTH,ST. P
Legal Block	21
Legal Lot Number	5,6
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH ST. PAUL
Census Block Group	3
Census Block	3001
Census Tract	42700

Owner

Source: Ramsey County records · APN 12-29-22-44-0131

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2648 3RD AVE E, SAINT PAUL, MN 55109-3323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 08, 2026	Deed, Transfer · FHA Mortgage UNITED TITLE, UNITY TITLE SERVICES
Apr 01, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2026 · Amount on Record
Deed Sale	May 08, 2026 · Amount on Record
Prior Sale	Jun 18, 1998 · Amount on Record
Deed Document Number	20265105261
Prior Transfer Date	Mar 06, 2024
Prior Transfer Doc	0005020594
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RAMSEY MN
Recording Date	May 08, 2026
Property Address	2648 3RD AVE E, SAINT PAUL, MN 55109-3323
Document Number	0A05105261
Instrument Date	May 04, 2026
Instrument	2026.5105261
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	UNITED TITLE, UNITY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$115,039.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2648 3RD AVE E, SAINT PAUL, MN 55109-3323

Mortgage

Document Number	0005105261,
Date	May 08, 2026
Instrument	2026.5105261

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Apr 01, 2024
Property Address	2648 3RD AVE E, NORTH ST PAUL, MN 55109-3323
Document Number	0A05020594
Instrument Date	Mar 06, 2024
Instrument	A05020594
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2648 3RD AVE E, NORTH ST PAUL, MN 55109-3323

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North St. Paul City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,200 (-0.51%) Land $37,600 Building $274,600	$312,200 (-0.51%) Land $37,600 Building $274,600
2025	$4,866.00 (+0.37%) Homeowner's exemption	$313,800 (-8.91%) Land $37,600 Building $276,200	$313,800 (-8.91%) Land $37,600 Building $276,200
2024	$4,848.00 (+24.88%)
2023	$3,882.00 Homeowner's exemption	$344,500 Land $37,600 Building $306,900	$344,500 Land $37,600 Building $306,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 450 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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