26472 Wayne Dr, Albemarle, NC 28001 Property Records

Stanly County property record for 26472 Wayne Dr, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1998
Lot Size	5.03 acres (219,107 sqft)
Owner	Individual Name on Record
Tax Bill	$1,831 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`651402797615`

Property Details

APN / Parcel Number

Primary APN	`651402797615`
Alternative APNs	`1546830` `1551922` `33557` `34885`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Finished Area
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	219,107 sqft (5.03 acres)
Porch	Porch
Porch Area	96 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1551922
Street Address	26472 WAYNE DR
City	ALBEMARLE
State	NC
Zip	28001-9074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 26472 WAYNE DR LOTS 28/29 651400159
Legal Subdivision	MOUNTAIN VIEW ESTATES SEC
Legal Lot Number	28
Jurisdiction	STANLY NC
Township / Civil Division	ENDY
Census Block Group	3
Census Block	3040
Census Tract	930700

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26472 WAYNE DR, ALBEMARLE, NC 28001-9074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 8, 2025	Intrafamily Transfer, Transfer · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025
Deed Sale	Jul 8, 2025
Prior Sale	Mar 28, 2024 · Amount on Record
Deed Document Number	2025479095
Deed Book / Page	1888 / 164
Prior Transfer Date	Jul 2, 2025
Prior Transfer Doc	0000479095
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	26472 WAYNE DR, ALBEMARLE, NC 28001-9074
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26472 WAYNE DR, ALBEMARLE, NC 28001-9074

Mortgage

Document Number	0000463943
Date	Dec 12, 2023
Book Page	1839/1061
Instrument	463943

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	5-Year CMT
Max Rate	12.6%

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANLY NC
Recording Date	Jul 8, 2025
Property Address	26472 WAYNE DR, ALBEMARLE, NC 28001-9074
Document Number	0000479095
Book / Page	1888 / 164
Map Reference	PL 12 PG 59
Instrument Date	Jul 2, 2025
Instrument	479095
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	STATES TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26472 WAYNE DR, ALBEMARLE, NC 28001-9074

Mortgage

Document Number	0000479096
Date	Jul 8, 2025
Instrument	479096

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,831.00	$290,768 (-) Land $73,647 Building $217,121	$290,768 (-) Land $73,647 Building $217,121
2025	$1,831.00 (+309.62%)	$290,768 (+80.41%) Land $73,647 Building $217,121	$290,768 (+80.41%) Land $73,647 Building $217,121
2023	$447.00	$161,168 (-) Land $40,568 Building $120,600	$161,168 (-) Land $40,568 Building $120,600
2022	$447.00	$161,168 Land $40,568 Building $120,600	$161,168 Land $40,568 Building $120,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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