26471 Explorer Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26471 Explorer Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.459 acres (19,999 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (May 2026)
Tax Bill	$817 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`402309260002`

Property Details

APN / Parcel Number

Primary APN	`402309260002`
Alternative APNs	`00952623344501` `10004612807`

Exterior

Lot Area	19,999 sqft (0.459 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00952623344501
Street Address	26471 EXPLORER RD
City	PUNTA GORDA
State	FL
Zip	33983-6316
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RMF15
Legal Description	PUNTA GORDA ISLES SEC23 BLK739 LT 5 827/1973 922/2003 961/1530 PR91-56-NCP 1181/1959 2939/1134 4237/444 3264494
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	739
Legal Lot Number	5
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1007
Census Tract	20101

Owner

Source: Charlotte County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	27925 N QUINTANA PL, SAN TAN VALLEY, AZ 85144-5510
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2022	Deed of Trust, Mortgage CHARLOTTE STATE BANK & TRUST
Feb 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage MOFIN LENDING CORPORATION
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL LENDER LLC
May 15, 2023	Warranty Deed, Transfer TITLE EXPRESS COMPANY, TITLE EXPERTS AGENCY INC
Sep 14, 2017	Warranty Deed, Transfer TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	May 15, 2023 · Amount on Record
Deed Document Number	20263640390
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26471 EXPLORER RD, PUNTA GORDA, FL 33983-6316
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003174404
Date	Nov 19, 2022
Instrument	3174404

Lender

Name	CHARLOTTE STATE BANK & TRUST
Type	Bank
Address	PORT CHARLOTTE, FL 33953

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2047

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26471 EXPLORER RD, PUNTA GORDA, FL 33983-6316
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 LAKE MEADE DR, EAST BERLIN, PA 17316-9332

Mortgage

Document Number	0003496337
Date	Feb 19, 2025
Instrument	3496337

Lender

Name	MOFIN LENDING CORPORATION
Type	Non-Lending Institution
Address	DELRAY BEACH, FL 33483

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 4, 2026
Property Address	26471 EXPLORER RD, PUNTA GORDA, FL 33983-6316
Document Number	0003640390
Instrument Date	Apr 23, 2026
Instrument	2026.3640390
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	TITLE XPERTS, TITLE EXPERTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	27925 N QUINTANA PL, QUEEN CREEK, AZ 85144-5510

Mortgage

Document Number	0003640391,
Date	May 4, 2026
Instrument	2026.3640391

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 15, 2023
Property Address	26471 EXPLORER RD, PUNTA GORDA, FL 33983-6316
Document Number	0003264494
Map Reference	MB 12 PG 2A-2-Z-41
Instrument Date	May 5, 2023
Instrument	3264494
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	TITLE EXPRESS COMPANY, TITLE EXPERTS AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2569, FORT MYERS, FL 33902-2569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 LAKE MEADE DR, EAST BERLIN, PA 17316-9334
Investor	Possibly a Property Investor

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 14, 2017
Property Address	26471 EXPLORER RD, PUNTA GORDA, FL 33983-6316
Document Number	0042370444
Book / Page	004237 / 000444
Instrument Date	Aug 23, 2017
Instrument	2551783
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$56.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2569 FORT MYERS FL 339022569, FORT MYERS, FL 33902-2569

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$817.00 (-43.38%)	$54,188 (+343.47%) Land $54,188	$54,188 (-37.28%) Land $54,188
2024	$1,443.00 (+31.42%)
2023	$1,098.00 (+21.06%)	$12,219 (-81.64%)	$86,400 (+29.82%) Land $86,400
2022	$907.00	$66,555 Land $66,555	$66,555 Land $66,555

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 units insured incl. 8 condo units
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband.

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