2647 Yellow Pine Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2647 Yellow Pine Rd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,467 sqft · built 2023
Lot Size1.03 acres (45,041 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (Apr 2023)
Tax Bill$6,827 (2024)
Deeds & MortgagesMay 2021 Construction Loan
Apr 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-2S-26-1020-00200-0340

Property Details

APN / Parcel Number

Primary APN09-2S-26-1020-00200-0340
Alternative APN
  • S262091020002000340

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,467 sqft Living Area
Gross Area5,690 sqft
1st Floor Area3,467 sqft
Upper Floors Area470 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Construction TypeWood
Roof MaterialWood Shingle
Lot Area45,041 sqft (1.03 acres)
Lot Dimensions265 ft deep x 170 ft wide
Garage TypeAttached
Garage Area1,113 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2647 YELLOW PINE RD
CityNAVARRE
StateFL
Zip32566-2429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionEAST BAY RIVER ESTATES LOT 34 BLK 2 AS DES IN OR 4388 PG 1291
Legal Range26W
Legal Township2S
Legal Section09
Legal SubdivisionEAST BAY RVR/1ST ADD
Legal Block2
Legal Lot Number34
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2019
Census Tract10828

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2657 YELLOW PINE RD, NAVARRE, FL 32566-2429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Construction Mortgage
UNITED FIDELITY BANK FSB
Apr 26, 2023Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Feb 25, 2021Quit Claim Deed, Transfer
Quitclaim
Mar 8, 2018Quit Claim Deed, Transfer
RELIABLE LAND TITLE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2023 · Amount on Record
Deed SaleApr 26, 2023 · Amount on Record
Prior SaleMay 29, 2001 · Amount on Record
Deed Document Number202317875
Deed Book / Page4388 / 1291
Prior Transfer DateFeb 23, 2021
Prior Transfer Doc0040771075
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2647 YELLOW PINE RD, NAVARRE, FL 32566-2429
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2784 JEWELL RD, NAVARRE, FL 32566-7900

Mortgage

Document Number0041210320
DateMay 20, 2021
Book Page4121/320
Instrument202133725
Lender
NameUNITED FIDELITY BANK FSB
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 19, 2022
Interest
Rate TypeAdjustable Rate

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 26, 2023
Property Address2647 YELLOW PINE RD, NAVARRE, FL 32566-2429
Document Number0043881291
Book / Page4388 / 1291
Map ReferenceMB C PG 102
Instrument DateApr 21, 2023
Instrument202317875
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,535.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2784 JEWELL RD, NAVARRE, FL 32566-7900

Transferred To (Grantee/Buyer)

NameVerified Name
Address2657 YELLOW PINE RD, NAVARRE, FL 32566-2429

Mortgage

Document Number0043881293
DateApr 26, 2023
Instrument4388/1293
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 25, 2021
Property Address2647 YELLOW PINE RD, NAVARRE, FL 32566-2429
Document Number0040771075
Book / Page4077 / 1075
Map ReferenceOR 3708 PG 404
Instrument DateFeb 23, 2021
Instrument202112393
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2657 YELLOW PINE RD, NAVARRE, FL 32566-2429

Transferred To (Grantee/Buyer)

NameVerified Name
Address2784 JEWELL RD, NAVARRE, FL 32566-7900

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMar 8, 2018
Property Address2647 YELLOW PINE RD, NAVARRE, FL 32566-2429
Document Number0037080404
Book / Page003708 / 000404
Instrument DateMar 7, 2018
Instrument9109
Transaction TypeTransfer
Record UpdatedMar 19, 2018
Title CompanyRELIABLE LAND TITLE CORPORATION

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2657 YELLOW PINE RD NAVARRE FL 325662429, NAVARRE, FL 32566-2429

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$623,139 (+2.9%)$623,982 (+3.04%) Land $90,000 Building $533,982
2024$6,827.00 (+502.56%) Homeowner's exemption$605,577 (+790.55%) Land $90,000 Building $515,577$605,577 (+790.55%) Land $90,000 Building $515,577
2023$1,133.00 (+1.16%)$68,000 (-) Land $68,000$68,000 (-) Land $68,000
2022$1,120.00$68,000$68,000 Land $68,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims10 (2004–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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