Hardin County property record for 2647 Lake Rd N, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,066 sqft · built 1987 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Jun 2019) |
| Tax Bill | $1,314 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-40-01-052 |
| Primary APN | 161-40-01-052 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,958 sqft (0.55 acres) |
| Patio Area | 80 sqft |
| Heating System | Central |
|---|
| Street Address | 2647 LAKE RD N |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOWLAKE LT 052 #5 |
| Legal Subdivision | MEADOWLAKE |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 902 |
2647 Lake Rd N is owned by two individuals who bought it in June 2019.
Source: Hardin County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2648 LAKE RD N, RADCLIFF, KY 40160-9390 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jun 24, 2019 | Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING |
| May 2, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on File |
| Deed Sale | Jun 24, 2019 · Amount on File |
| Deed Document Number | 20197967 |
| Deed Book / Page | 1474 / 1355 |
| Prior Transfer Date | May 1, 2019 |
| Prior Transfer Doc | 1472/270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 2647 LAKE RD N, RADCLIFF, KY 40160-9318 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2647 LAKE RD N, RADCLIFF, KY 40160-9318 |
| Document Number | 002587/761 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 2587/761 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 2647 LAKE RD N, RADCLIFF, KY 40160-9318 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | LINCOLN TITLE COMPANY, LINCOLN TRAIL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2647 LAKE RD N, RADCLIFF, KY 40160-9318 |
| Document Number | 02478/1276 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 2478/1276 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40160 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jun 24, 2019 |
| Property Address | 2647 LAKE RD N, RADCLIFF, KY 40160-9318 |
| Document Number | 1474/1355 |
| Book / Page | 1474 / 1355 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 20190-00007967 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2647 LAKE RD N, RADCLIFF, KY 40160-9318 |
| Document Number | 02271/1504 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 2271/1504 |
| Instrument | 20190-00007967 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 2, 2019 |
| Property Address | 2647 LAKE RD N, RADCLIFF, KY 40160-9318 |
| Document Number | 1472/270 |
| Book / Page | 1472 / 270 |
| Instrument Date | May 1, 2019 |
| Instrument | 20190-00005060 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1812 N DIXIE BLVD # A, A, RADCLIFF, KY 40160-1536 |
The 2025 property tax bill for 2647 Lake Rd N was $1,314.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,314.00 | $137,500 Land $20,000 Building $117,500 | $137,500 Land $20,000 Building $117,500 |
| 2023 | $108,000 (-) Land $21,000 Building $87,000 | $108,000 (-) Land $21,000 Building $87,000 | |
| 2022 | $108,000 Land $21,000 Building $87,000 | $108,000 Land $21,000 Building $87,000 | |
| 2021 | $1,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2647 Lake Rd N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2647 Lake Rd N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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