2647 Duluth St, Highland, IN 46322 Property Records

Lake County property record for 2647 Duluth St, Highland, IN 46322

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 812 sqft · built 1949
Lot Size0.138 acres (6,050 sqft)
OwnerIndividual Name on File
Tax Bill$1,538 (2024)
Deeds & MortgagesJun 2019 Mortgage
May 2018 Loan Modification
Flood ZoneZone X (reduced by levee)
APN007-16-27-0191-0016

Property Details

APN / Parcel Number

Primary APN007-16-27-0191-0016
Alternative APNs
  • 45-07-21-128-019.000-026
  • 162701910016

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area812 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2005
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,050 sqft (0.138 acres)
Lot Dimensions121 ft deep x 50 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-16-27-0191-0016
Old Parcel Number162701910016
Street Address2647 DULUTH ST
CityHIGHLAND
StateIN
Zip46322-1040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND ESTATES L. 16 BL. 2
Legal SubdivisionHIGHLAND ESTATES
Legal Block2
Legal Lot Number16
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group2
Census Block2005
Census Tract40600

Owner

2647 Duluth St is owned and occupied by an individual who acquired it in June 2019.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address2647 DULUTH ST, HIGHLAND, IN 46322-1040
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2019Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
May 2, 2018Loan Modification, Mortgage
FIFTH THIRD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2019
Deed SaleJun 21, 2019
Prior SaleMay 5, 2010
Deed Document Number2019 037443
Record UpdatedJun 8, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 21, 2019
Property Address2647 DULUTH ST, HIGHLAND, IN 46322-1040
Document Number0000037443
Map ReferenceMB 27 PG 84
Instrument DateJun 21, 2019
Instrument2019 037443
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2647 DULUTH ST, HIGHLAND, IN 46322-1040

Mortgage

Document Number0000037444
DateJun 21, 2019
Instrument2019 037444
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IN
Property Address2647 DULUTH ST, HIGHLAND, IN 46322-1040
Document Number0000032505
Instrument DateMay 2, 2018
Transaction TypeMortgage
Record UpdatedJun 13, 2018
Title CompanyLOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2647 DULUTH ST HIGHLAND IN 463221040, HIGHLAND, IN 46322-1040

Mortgage

Document Number0000032505
DateMay 24, 2018
Instrument32505
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueMay 23, 2048
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$171,600 Land $32,500 Building $139,100$171,600 Land $32,500 Building $139,100
2024$1,538.00
2023$148,300 (-0.2%) Land $32,500 Building $115,800$148,300 (-0.2%) Land $32,500 Building $115,800
2022$1,319.00$148,600 Land $32,500 Building $116,100$148,600 Land $32,500 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2647 Duluth St in Zone X, where a levee reduces flood risk, though there have been 58 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims58 (1980–2008)
Claims Outside the SFHA3 of 58
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2647 Duluth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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