St. Charles County property record for 2647 Breezy Point Ln, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,614 sqft · built 1997 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (Jun 2017) |
| Tax Bill | $3,701 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952000382 |
| Primary APN | A952000382 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 3,670 sqft |
| 1st Floor Area | 1,614 sqft |
| Basement Area | 1,594 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Patio Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A952000382 |
|---|---|
| Street Address | 2647 BREEZY POINT LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-8323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGETOP EST #3 LOT 150 |
| Legal Subdivision | RIDGETOP EST #3 |
| Legal Lot Number | 150 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 311732 |
2647 Breezy Point Ln is owned and occupied by an individual who bought it in June 2017.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2647 BREEZY POINT LN, O FALLON, MO 63368-8323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Jun 9, 2017 | Warranty Deed, Transfer BANK OF OLD MONROE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2017 · Amount on File |
| Deed Sale | Jun 9, 2017 · Amount on File |
| Prior Sale | May 2, 1997 · Amount on File |
| Deed Document Number | 2017354090 |
| Deed Book / Page | 6757 / 206 |
| Prior Transfer Date | Jun 3, 2017 |
| Prior Transfer Doc | 0067570206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2647 BREEZY POINT LN, O FALLON, MO 63368-8323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2647 BREEZY POINT LN, O FALLON, MO 63368-8323 |
| Document Number | 0000006143 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022R-006143 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2647 BREEZY POINT LN, O FALLON, MO 63368-8323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072301788 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 7230/1788 |
| Instrument | 20200213000089860 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 9, 2017 |
| Property Address | 2647 BREEZY POINT LN, O FALLON, MO 63368-8323 |
| Document Number | 0067570206 |
| Book / Page | 006757 / 000206 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 354090 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2017 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2647 BREEZY POINT LN O FALLON MO 633688323, O FALLON, MO 63368-8323 |
| Document Number | 67570208 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 006757/000208 |
| Instrument | 354100 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 8, 2047 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60,927 | $320,669 Land $60,000 Building $260,669 | |
| 2024 | $3,701.00 | ||
| 2023 | $55,913 | ||
| 2022 | $294,280 Land $50,000 Building $244,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2647 Breezy Point Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2647 Breezy Point Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, i3 Broadband, Wisper ISP.
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