Martin County property record for 2646 SW Toronado Trl, Stuart, FL 34997
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 898 sqft · built 1990 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,500 (May 2022) |
| Tax Bill | $2,108 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-39-40-002-009-0002.0-4-0000 |
| Primary APN | 12-39-40-002-009-0002.0-4-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 898 sqft Living Area |
| 1st Floor Area | 898 sqft |
| Utility Room | Utility Room |
| Elevator | Elevator |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,055 sqft (0.139 acres) |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Porch | Open/Screened Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 59456 |
|---|---|
| Street Address | 2646 SW TORONADO TRL |
| City | STUART |
| State | FL |
| Zip | 34997-8955 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RT |
| Legal Description | ST LUCIE FALLS BLK 9 W 30 OF LOT 2 & E 25 OF LOT 3 (AKA LOT 2) |
| Legal Range | 40E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | ST LUCIE FALLS (AKA RIVER FOREST) |
| Legal Block | 9 |
| Legal Lot Number | 2,3 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1702 |
2646 SW Toronado Trl, a mobile home, is owned and occupied by an individual who bought it in May 2022.
Source: Martin County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2646 SW TORONADO TRL, STUART, FL 34997-8955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| May 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MARK SEDELNIK |
| Apr 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on File |
| Deed Sale | May 20, 2022 · Amount on File |
| Prior Sale | Apr 2, 2019 · Amount on File |
| Deed Document Number | 20222961541 |
| Deed Book / Page | 3314 / 1577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2646 SW TORONADO TRL, STUART, FL 34997-8955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2646 SW TORONADO TRL, STUART, FL 34997-8955 |
| Investor | Possibly a Property Investor |
| Document Number | 0034171536 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 3417/1536 |
| Instrument | 3055359 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | May 20, 2022 |
| Property Address | 2646 SW TORONADO TRL, STUART, FL 34997-8955 |
| Document Number | 0033141577 |
| Book / Page | 3314 / 1577 |
| Map Reference | MB 12 PG 48 |
| Instrument Date | May 19, 2022 |
| Instrument | 2961541 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,137.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2646 SW TORONADO TRL, STUART, FL 34997-8955 |
| Name | Verified Name |
|---|---|
| Address | 2646 SW TORONADO TRL, STUART, FL 34997-8955 |
| Investor | Possibly a Property Investor |
| Document Number | 0033141580 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 3314/1580 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2646 SW TORONADO TRL, STUART, FL 34997-8955 |
| Document Number | 0031252889 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2646 SW TORONADO TRL STUART FL 349978955, STUART, FL 34997-8955 |
| Document Number | 0031252889 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 003125/002889 |
| Instrument | 2811791 |
| Name | MARK SEDELNIK |
|---|---|
| Address | 100 TURTLE CREEK DR, TEQUESTA, FL 33469-1547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 2, 2019 |
| Property Address | 2646 SW TORONADO TRL, STUART, FL 34997-8955 |
| Document Number | 0030500696 |
| Book / Page | 3050 / 0696 |
| Map Reference | MB 12 PG 48 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2746954 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SIGNATURE TITLE FL PARTNERS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8831 SW FISHERMANS WHARF DR, 8831, STUART, FL 34997-9111 |
| Name | Verified Name |
|---|---|
| Address | 2646 SW TORONADO TRL, STUART, FL 34997-8955 |
| Document Number | 0002746955 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 2746955 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 2646 SW Toronado Trl was $2,108 with a homeowner's exemption, up 0.1% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,108.00 (+0.14%) Additional exemption filed | $146,558 | $173,610 Land $110,000 Building $63,610 |
| 2024 | $2,105.00 (+3.09%) | ||
| 2023 | $2,042.00 (-9.53%) Additional exemption filed | $138,280 (+24.23%) Land $80,000 Building $58,280 | $138,280 (+24.23%) Land $80,000 Building $58,280 |
| 2022 | $2,257.00 | $111,310 Land $74,370 Building $36,940 | $111,310 Land $74,370 Building $36,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2646 SW Toronado Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2646 SW Toronado Trl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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