2646 SW 178th St, Ocala, FL 34473 Property Records

Marion County property record for 2646 SW 178th St, Ocala, FL 34473 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 2007
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2026)
Tax Bill	$2,471 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8004-0584-10`

Property Details

APN / Parcel Number

Primary APN	`8004-0584-10`
Alternative APNs	`2196203000` `2196203`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Patio Area	140 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	2646 SW 178TH ST
City	OCALA
State	FL
Zip	34473-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 36 TWP 17 RGE 21 PLAT BOOK O PAGE 053 MARION OAKS UNIT 4 BLK 584 LOT 10
Legal Range	21E
Legal Township	17S
Legal Section	36
Legal Subdivision	MARION OAKS
Legal Block	584
Legal Lot Number	10
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	2
Census Block	2101
Census Tract	1011

Owner

Source: Marion County records · APN 8004-0584-10

Assessment roll updated December 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2646 SW 178TH ST, OCALA, FL 34473-4412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Sep 28, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	202667154
Deed Book / Page	8917 / 1072
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 26, 2026
Property Address	2646 SW 178TH ST, OCALA, FL 34473-4412
Document Number	0000067154
Book / Page	8917 / 1072
Instrument Date	May 26, 2026
Instrument	202667154
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	ALL AMERICAN LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$190,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 SW 178TH ST, OCALA, FL 34473-4412

Mortgage

Document Number	0000067155,
Date	May 26, 2026
Instrument	202667155

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2646 SW 178TH ST, OCALA, FL 34473-4412
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065700229
Date	Apr 28, 2017
Book Page	6570/0229
Instrument	2017038697

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Sep 28, 2020
Property Address	2646 SW 178TH ST, OCALA, FL 34473-4412
Document Number	0072781292
Book / Page	007278 / 001292
Instrument Date	Sep 25, 2020
Instrument	101843
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2646 SW 178TH ST OCALA FL 344734412, OCALA, FL 34473-4412

Mortgage

Document Number	72781294
Date	Sep 28, 2020
Book Page	007278/001294
Instrument	101844

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,471.00 (+14.08%) Homeowner's exemption	$153,937 (+5.99%)	$217,259 (-5.72%) Land $30,712 Building $186,547
2023	$2,166.00 (+4.18%) Homeowner's exemption	$145,242 (+3%) Land $21,000 Building $124,242	$230,443 (+36.63%) Land $21,000 Building $209,443
2022	$2,079.00 Homeowner's exemption	$141,012	$168,666 Land $16,012 Building $152,654

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (12083C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120830010112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 633 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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