2646 Spur Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 2646 Spur Dr, Melbourne, FL 32940

Property Summary

Property Type	Duplex
Details	1,749 sqft · built 2018
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$458,500 (Aug 2022)
Tax Bill	$5,283 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-16-28-F-6`

Property Details

APN / Parcel Number

Primary APN	`26-36-16-28-F-6`
Alternative APNs	`26-36-16-28-0000F.0-0006.00` `3014376`

Interior

Stories	1 Story
Building Area	1,749 sqft Living Area
Gross Area	2,497 sqft
1st Floor Area	1,749 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	473 sqft
Porch	Florida Room
Porch Area	275 sqft

Location & Zoning

Account Number	3014376
Street Address	2646 SPUR DR
City	MELBOURNE
State	FL
Zip	32940-7667
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOREN COVE AT ADDISON VILLAGE PHASE 1 LOT 6 BLK F
Legal Range	36E
Legal Township	26S
Legal Section	16
Legal Subdivision	LOREN COVE AT ADDISON VILLAGE PHASE 1
Legal Phase	1
Legal Block	F
Legal Lot Number	6
Jurisdiction	BREVARD FL
Township / Civil Division	WEST BREVARD
Census Block Group	1
Census Block	1016
Census Tract	71353

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2646 SPUR DR, MELBOURNE, FL 32940-7667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Correction Deed ON POINT TITLE SERVICES LLC
Aug 18, 2022	Warranty Deed, Transfer ON POINT TITLE SERVICES LLC
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 24, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DYBN FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Jan 24, 2019 · Amount on Record
Deed Document Number	2022204002
Deed Book / Page	9590 / 152
Prior Transfer Date	Aug 17, 2022
Prior Transfer Doc	0095990050
Record Updated	Sep 20, 2026

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 29, 2022
Property Address	2646 SPUR DR, MELBOURNE, FL 32940-7667
Document Number	0095990050
Book / Page	9599 / 50
Map Reference	MB 62 PG 62
Instrument Date	Aug 17, 2022
Instrument	2022212862
Record Updated	Sep 14, 2022
Title Company	ON POINT TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 PLANTATION OAKS LN, 1612, FERNANDINA BEACH, FL 32034-5524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2646 SPUR DR, MELBOURNE, FL 32940-7667

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 18, 2022
Property Address	2646 SPUR DR, MELBOURNE, FL 32940-7667
Document Number	0095900152
Book / Page	9590 / 152
Map Reference	MB 62 PG 62-69
Instrument Date	Aug 17, 2022
Instrument	2022204002
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	ON POINT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$3,209.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 PLANTATION OAKS LN, 1612, FERNANDINA BEACH, FL 32034-5524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2646 SPUR DR, MELBOURNE, FL 32940-7667

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2646 SPUR DR, MELBOURNE, FL 32940-7667
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 SPUR DR, MELBOURNE, FL 32940-7667

Mortgage

Document Number	0093962718
Date	Jan 27, 2022
Book Page	9396/2718
Instrument	2022021132

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2049

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 24, 2019
Property Address	2646 SPUR DR, MELBOURNE, FL 32940-7667
Document Number	0083540760
Book / Page	8354 / 0760
Map Reference	MB 62 PG 62-69
Instrument Date	Jan 24, 2019
Instrument	2019015816
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7380 MURRELL RD STE 202, 7380, VIERA, FL 32940-8130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2646 SPUR DR, MELBOURNE, FL 32940-7667

Mortgage

Document Number	2019015817
Date	Jan 24, 2019
Instrument	2019015817

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,110 (-3.16%)	$357,110 (-3.16%)
2025	$5,283.00 (+1.95%)	$368,780 (+0.4%)	$368,780 (+0.4%)
2023	$5,182.00 (+58.57%)	$367,310 (+42.32%) Land $120,000 Building $247,310	$367,310 (+15.2%) Land $120,000 Building $247,310
2022	$3,268.00 Homeowner's exemption Widower's exemption	$258,080	$318,840 Land $90,000 Building $228,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 526 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	526 in force
Nearby Flood Claims	2 (2006–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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