2646 Skipjack Rd, Kinsale, VA 22488 Property Records

Westmoreland County property record for 2646 Skipjack Rd, Kinsale, VA 22488

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,820 sqft · built 1950
Lot Size	0.678 acres (29,534 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2014)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer + 2 more
Flood Zone	Zone AO (high risk)
APN	`50-25`

Property Details

APN / Parcel Number

Primary APN	`50-25`
Alternative APN	`1472`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,820 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	29,534 sqft (0.678 acres)
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1472
Street Address	2646 SKIPJACK RD
City	KINSALE
State	VA
Zip	22488-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WM
Legal Description	LOT AT SANDY POINT .678AC 864/464DB 943 PG 2059
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2004
Census Tract	10102

Owner

2646 Skipjack Rd is owned by two individuals who acquired it in December 2025.

Source: Westmoreland County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1527 DAIRY RD, CHARLOTTESVILLE, VA 22903-1303
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Transfer on Death Deed, Transfer
Dec 9, 2025	Gift Deed, Transfer
May 20, 2021	Gift Deed, Transfer · Stand-Alone Refinance CBM MORTGAGE INC
Feb 10, 2017	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2014 · Amount on File
Deed Sale	Aug 25, 2014 · Amount on File
Deed Book / Page	862 / 1296
Last Transfer Date	Dec 4, 2025
Transfer Doc	0998000803
Record Updated	Oct 29, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Dec 9, 2025
Property Address	2646 SKIPJACK RD, KINSALE, VA 22488-2038
Document Number	000998/805
Book / Page	998 / 805
Map Reference	SL 1401
Instrument Date	Dec 4, 2025
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1527 DAIRY RD, CHARLOTTESVILLE, VA 22903-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

December 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Dec 9, 2025
Property Address	2646 SKIPJACK RD, KINSALE, VA 22488-2038
Document Number	000998/803
Book / Page	998 / 803
Map Reference	SL 1401
Instrument Date	Dec 4, 2025
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1527 DAIRY RD, CHARLOTTESVILLE, VA 22903-1303

May 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 20, 2021
Property Address	2646 SKIPJACK RD, KINSALE, VA 22488-2038
Document Number	09432059
Instrument Date	May 17, 2021
Instrument	09432059
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 DAIRY RD, CHARLOTTESVILLE, VA 22903-1303

Mortgage

Document Number	09432063
Date	May 20, 2021
Instrument	09432063

Lender

Name	CBM MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

February 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 10, 2017
Property Address	2646 SKIPJACK RD, KINSALE, VA 22488-2038
Document Number	0008920455
Instrument Date	Feb 9, 2017
Instrument	08920455
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2646 Skipjack Rd was $3,511.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,511.00	$516,400 Land $197,600 Building $318,800	$516,400 Land $197,600 Building $318,800
2023	$3,201.00	$516,400 Land $197,600 Building $318,800	$516,400 Land $197,600 Building $318,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2646 Skipjack Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2646 Skipjack Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINT SUBDIVISION private · serves 143 people · EPA ID VA4193840
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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