2646 NW Shields Dr, Bend, OR 97703 Property Records

Deschutes County property record for 2646 NW Shields Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,184 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$638,000 (Aug 2020)
Tax Bill	$5,946 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171136 BA 08500`

Property Details

APN / Parcel Number

Primary APN	`171136 BA 08500`
Alternative APN	`240195`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	960 sqft
Attic	Attic
Attic Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Split Level
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	572 sqft
Deck Area	228 sqft

Location & Zoning

Account Number	240195
Street Address	2646 NW SHIELDS DR
City	BEND
State	OR
Zip	97703-5183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:165 SUBD:NORTHWEST CROSSING PHASE 4 SEC/TWN/RNG/MER:SEC 36 TWN 17 RNG 11 MAP REF:171136-BA
Legal Range	11E
Legal Township	17S
Legal Section	36
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	NORTHWEST CROSSING PHASE 4
Legal Lot Number	165
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1007
Census Tract	1302

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2646 NW SHIELDS DR, BEND, OR 97703-5183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Nov 28, 2005 · Amount on Record
Deed Document Number	2020-40076
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2646 NW SHIELDS DR, BEND, OR 97703-5183
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008766
Date	Apr 10, 2024
Instrument	2024-08766

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2646 NW SHIELDS DR, BEND, OR 97703-5183
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048781
Date	Dec 7, 2017
Instrument	2017-48781

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2646 NW SHIELDS DR, BEND, OR 97703-5183
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 NW SHIELDS DR, BEND, OR 97703-5183

Mortgage

Document Number	0000070877
Date	Dec 28, 2021
Instrument	2021-70877

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2646 NW SHIELDS DR, BEND, OR 97703-5183
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHTES COUTNY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060470
Date	Oct 27, 2021
Instrument	2021-60470

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 12, 2020
Property Address	2646 NW SHIELDS DR, BEND, OR 97703-5183
Document Number	0000040076
Instrument Date	Aug 11, 2020
Instrument	2020-40076
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 NW SHIELDS DR, BEND, OR 97703-5183

Mortgage

Document Number	0000040077
Date	Aug 12, 2020
Instrument	2020-40077

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,946.00 (+3.93%)	$351,960 (+3%)	$1,098,430 (+3.42%) Land $390,800 Building $707,630
2024	$5,721.00 (+7.88%)	$341,710 (+3%)	$1,062,110 (+0.53%) Land $390,800 Building $671,310
2023	$5,303.00	$331,760	$1,056,550 Land $414,500 Building $642,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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