2646 N 1650 E, Layton, UT 84040 Property Records

Davis County property record for 2646 N 1650 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,601 sqft · built 1986
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,900 (Aug 2022)
Tax Bill	$233 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-126-0040`

Property Details

APN / Parcel Number

Primary APN	`09-126-0040`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,601 sqft Living Area
Basement Area	530 sqft
Unfinished Basement	530 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2646 N 1650 E
City	LAYTON
State	UT
Zip	84040-8575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 40, INDIAN HILLS. CONT. 0.18 ACRES
Legal Subdivision	INDIAN HILLS SUBDIVISION
Legal Lot Number	40
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1012
Census Tract	125804

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2646 N 1650 E, LAYTON, UT 84040-8575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage J VIRGIL INC
Sep 18, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC
Nov 28, 2018	Warranty Deed, Transfer · FHA Mortgage UTAH MORTGAGE LOAN CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	20223495485
Deed Book / Page	8083 / 258
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Aug 31, 2022
Property Address	2646 N 1650 E, LAYTON, UT 84040-8575
Document Number	008083/258
Book / Page	8083 / 258
Instrument Date	Aug 26, 2022
Instrument	3495485
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2646 N 1650 E, LAYTON, UT 84040-8575

Mortgage

Document Number	0003495503
Date	Aug 31, 2022
Instrument	3495503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2646 N 1650 E, LAYTON, UT 84040-8575
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7745/553
Date	Apr 23, 2021
Book Page	7745/553
Instrument	3374886

Lender

Name	J VIRGIL INC
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2646 N 1650 E, LAYTON, UT 84040-8575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003188231
Date	Sep 18, 2019
Book Page	7349/2336
Instrument	3188231

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Sep 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 28, 2018
Property Address	2646 N 1650 E, LAYTON, UT 84040-8575
Document Number	7148/1012
Book / Page	7148 / 1012
Instrument Date	Nov 27, 2018
Instrument	3130811
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2646 N 1650 E, LAYTON, UT 84040-8575

Mortgage

Document Number	3130819
Date	Nov 28, 2018
Instrument	3130819

Lender

Name	UTAH MORTGAGE LOAN CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,400 (+4.27%) Land $127,291 Building $141,109	$488,000 (+4.27%) Land $231,439 Building $256,561
2025	$233.00 (-90.9%)	$257,400 (-40.69%) Land $109,164 Building $148,236	$468,000 (+7.83%) Land $198,480 Building $269,520
2024	$2,560.00 (+2.24%)
2023	$2,504.00 (-3.62%)	$434,000 Land $188,369 Building $245,631	$434,000 Land $188,369 Building $245,631
2022	$2,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

Nearby Properties on N 1650 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures