2646 Holly Dr, Upland, CA 91784 Property Records

San Bernardino County property record for 2646 Holly Dr, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,720 sqft · built 1988
Lot Size	0.5 acres (21,788 sqft)
Owner	Company Name on File
Last Sale	$1,300,000 (Jun 2014)
Tax Bill	$17,313 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1003-351-32-0000`

Property Details

APN / Parcel Number

Primary APN	`1003-351-32-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,720 sqft Living Area
Gross Area	6,090 sqft
1st Floor Area	3,720 sqft
Basement Area	1,280 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	21,788 sqft (0.5 acres)
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	1,090 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio/Porch
Porch Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2646 HOLLY DR
City	UPLAND
State	CA
Zip	91784-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SDRES
Legal Description	TRACT 12227 LOT 3 AND PTN LOT 10 BEG AT SE COR SD LOT 10 TH N 3 DEG 13 MIN 55 SECONDS W 40.06 FT TH S 89 DEG 58 MIN W 13.81 FT TH S 15 DEG 04 MIN 43 SECONDS W 41.43 FT TH N 89 DEG 58 MIN E 26.84 FT TO POB AND PTN LOT 11 BEG AT NECOR SD LOT 11 TH S 89
Legal Subdivision	TRACT NO 12227
Legal Tract	12227
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	804

Owner

2646 Holly Dr is owned by a company that acquired it in May 2023 and is owner-occupied.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	2646 HOLLY DR, UPLAND, CA 91784-1139
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Affidavit of Death of Joint Tenant, Transfer
May 16, 2023	Intrafamily Transfer, Transfer
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2014 · Amount on File
Deed Sale	Jun 5, 2014 · Amount on File
Deed Document Number	2014203219
Last Transfer Date	May 10, 2023
Transfer Doc	0000118375
Record Updated	Sep 20, 2026

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 11, 2023
Property Address	2646 HOLLY DR, UPLAND, CA 91784-1139
Document Number	0000114903
Map Reference	MB 185 PG 24-27
Instrument Date	May 10, 2023
Instrument	2023-0114903
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 HOLLY DR, UPLAND, CA 91784-1139

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 16, 2023
Property Address	2646 HOLLY DR, UPLAND, CA 91784-1139
Document Number	0000118375
Map Reference	MB 185 PG 24-27
Instrument Date	May 10, 2023
Instrument	2023-0118375
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2646 HOLLY DR, UPLAND, CA 91784-1139

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2646 HOLLY DR, UPLAND, CA 91784-1139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 HOLLY DR, UPLAND, CA 91784-1139

Mortgage

Document Number	0000335069
Date	Sep 9, 2020
Instrument	2020-0335069

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2646 HOLLY DR, UPLAND, CA 91784-1139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 HOLLY DR, UPLAND, CA 91784-1139

Mortgage

Document Number	0000032609
Date	Jan 22, 2021
Instrument	2021-0032609

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2646 Holly Dr was $17,313.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,625,497 (+2%) Land $568,923 Building $1,056,574
2025	$17,313.00	$1,593,625 Land $557,768 Building $1,035,857
2023	$16,517.00 (+2.18%)	$1,531,742 Land $536,109 Building $995,633
2022	$16,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2646 Holly Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2646 Holly Dr is extreme, ranking above 99.3% of the US, with a 4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.3% of the US · above 95% of California
Wildfire Likelihood	4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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