2646 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 2646 E Stewart Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,764 sqft · built 1932
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,500 (May 2019)
Tax Bill	$3,607 (2025)
Deeds & Mortgages	May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`120-032-300-286-00`

Property Details

APN / Parcel Number

Primary APN	`120-032-300-286-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	92,783 sqft (2.13 acres)
Lot Dimensions	264 ft deep x 351 ft wide
Garage Area	3,232 sqft
Parking Spaces	11 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2646 E STEWART RD
City	MIDLAND
State	MI
Zip	48640-8585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 32 T14N R2E COM 1321.57 FT E OF W 1/4 COR,TH E 351 FT, S 264 FT, W 351 FT, N 264 FT.
Legal Range	02E
Legal Township	14N
Legal Section	32
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2012
Census Tract	290500

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2646 E STEWART RD, MIDLAND, MI 48640-8585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Nov 19, 2015 · Amount on Record
Deed Document Number	20191624-00530
Deed Book / Page	1624 / 530
Prior Transfer Date	May 15, 2019
Prior Transfer Doc	01624/00530
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 17, 2019
Property Address	2646 E STEWART RD, MIDLAND, MI 48640-8585
Document Number	01624/00530
Book / Page	01624 / 00530
Instrument Date	May 15, 2019
Instrument	01624-00530
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$1,139.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 E STEWART RD, MIDLAND, MI 48640-8585

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Midland Charter Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,500	$291,000
2025	$3,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20