2646 E Celina St, Inverness, FL 34453 Property Records

Citrus County property record for 2646 E Celina St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,807 sqft · built 1993
Lot Size	0.502 acres (21,870 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Dec 2024)
Tax Bill	$3,139 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-34-0040-000G0-0100`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-34-0040-000G0-0100`
Alternative APNs	`3418S19E0040000G00100` `2318970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,807 sqft Living Area
Gross Area	2,391 sqft
1st Floor Area	1,807 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	21,870 sqft (0.502 acres)
Lot Dimensions	194 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	113 sqft
Porch	Finished/Screened Porch
Porch Area	315 sqft
Patio Area	82 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2318970
Street Address	2646 E CELINA ST
City	INVERNESS
State	FL
Zip	34453-0551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	CELINA HILLS PB 12 PG 30 LOT 10 BLK G DESC IN OR BK 902 PG 930
Legal Range	19E
Legal Township	18S
Legal Section	34
Legal Subdivision	CELINA HILLS - FIRST REPLAT
Legal Block	G
Legal Lot Number	10
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2030
Census Tract	450705

Owner

2646 E Celina St is owned and occupied by two individuals who bought it in December 2024.

Source: Citrus County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2646 E CELINA ST, INVERNESS, FL 34453-0551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on File
Deed Sale	Dec 26, 2024 · Amount on File
Prior Sale	Nov 8, 2011 · Amount on File
Deed Document Number	202475542
Deed Book / Page	3527 / 1035
Prior Transfer Date	Jun 17, 2024
Prior Transfer Doc	0034772239
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2646 E CELINA ST, INVERNESS, FL 34453-0551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030612377
Date	May 22, 2020
Book Page	3061/2377
Instrument	2020026294

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2646 E Celina St was $3,139, up 97.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,139.00 (+97.3%)	$238,896 (-21.38%)	$275,627 (-9.29%) Land $24,000 Building $251,627
2024	$1,591.00 (+2.91%) Homeowner's exemption Additional exemption filed	$303,864 (+5.23%) Land $18,500 Building $285,364	$303,864 (+5.23%) Land $18,500 Building $285,364
2023	$1,546.00 (+6.84%) Homeowner's exemption Additional exemption filed	$288,760 (+9.09%) Land $16,000 Building $272,760	$288,760 (+9.09%) Land $16,000 Building $272,760
2022	$1,447.00 Homeowner's exemption Additional exemption filed	$264,703 Land $13,750 Building $250,953	$264,703 Land $13,750 Building $250,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2646 E Celina St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2646 E Celina St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20