Spokane County property record for 2646 E 40th Ave, Spokane, WA 99223 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,753 sqft Living Area |
| Lot Size | 11,560 sqft (0.265 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $510,000 (2023) |
| Tax Bill | $5,278.00 (2026) |
| Primary APN | 35334.2724 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 2,753 sqft Living Area |
| Gross Area | 3,381 sqft Gross Area |
| 1st Floor | 1,449 sqft 1st Floor |
| Basement Area | 1,449 sqft Basement |
| Finished Basement | 1,304 sqft Finished |
| Unfinished Basement | 145 sqft Unfinished |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,560 sqft (0.265 acres) |
| Depth X Width | 136 ft x 85 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Patio Area | 336 sqft Patio |
| Porch Area | 96 sqft Porch |
| Canopy Area | 387 sqft Canopy |
| Cooling System | Window A/C Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Street Address | 2646 E 40TH AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99223-4408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HEGES GARDEN PARK ADD W3 OF LT 1 & ALL LT 2 & E2 OF LT 3 BLK 2 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 33 |
| Legal Subdivision | HEGES GARDEN PARK ADD |
| Legal Block | 2 |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | SPOKANE WA |
| Minor Civil Division | SPOKANE |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 4702 |
Source: Spokane County records · APN 35334.2724
Assessment roll updated June 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2646 E 40TH AVE, SPOKANE, WA 99223-4408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 27, 2023 | Intrafamily Transfer, Transfer |
| Dec 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Sep 19, 2023 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Nov 07, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK |
| Apr 12, 2022 | Intrafamily Transfer, Transfer |
| Mar 26, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 10, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on Record |
| Deed Sale | Dec 27, 2023 · Amount on Record |
| Prior Sale | Mar 10, 2017 · Amount on Record |
| Deed Doc Number | 20237326210 |
| Prior Transfer Date | Dec 22, 2023 |
| Prior Transfer Doc | 0007326211 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 27, 2023 |
| Property Address | 2646 E 40TH AVE, SPOKANE, WA 99223-4408 |
| Document Number | 0007326211 |
| Map Reference | VOL 8 PG 14 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 7326211 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1715 W 26TH AVE, SPOKANE, WA 99224-4514 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 27, 2023 |
| Property Address | 2646 E 40TH AVE, SPOKANE, WA 99223-4408 |
| Document Number | 0007326210 |
| Map Reference | VOL 8 PG 14 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 7326210 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,165.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1715 W 26TH AVE, SPOKANE, WA 99224-4514 |
| Document Number | 0007326212 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 7326212 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2646 E 40TH AVE, SPOKANE, WA 99223-4408 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2646 E 40TH AVE, SPOKANE, WA 99223-4408 |
| Document Number | 0007308900 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 7308900 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2646 E 40TH AVE, SPOKANE, WA 99223-4408 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2646 E 40TH AVE, SPOKANE, WA 99223-4408 |
| Document Number | 0007251709 |
|---|---|
| Date | Nov 07, 2022 |
| Instrument | 7251709 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99223 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Apr 12, 2022 |
| Property Address | 2646 E 40TH AVE, SPOKANE, WA 99223-4408 |
| Document Number | 0007197885 |
| Instrument Date | Apr 02, 2022 |
| Instrument | 7197885 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2646 E 40TH AVE, SPOKANE, WA 99223-4408 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2646 E 40TH AVE, SPOKANE, WA 99223-4408 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007052787 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 7052787 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 10, 2017 |
| Property Address | 2646 E 40TH AVE, SPOKANE, WA 99223-4408 |
| Document Number | 0006584683 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 6584683 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,165.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2646 E 40TH AVE SPOKANE WA 992234408, SPOKANE, WA 99223-4408 |
| Document Number | 6584684 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 6584684 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 09, 2047 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,278.00 (+4.87%) | $491,200 (-5.08%) Land $115,000 Building $376,200 | $491,200 (-5.08%) Land $115,000 Building $376,200 |
| 2025 | $5,033.00 (-3.04%) | $517,500 (-2.57%) Land $115,000 Building $402,500 | $517,500 (-2.57%) Land $115,000 Building $402,500 |
| 2024 | $531,170 (+32.04%) Land $64,970 Building $466,200 | $531,170 (+32.04%) Land $64,970 Building $466,200 | |
| 2023 | $5,191.00 (+10.4%) | $402,270 Land $64,970 Building $337,300 | $402,270 Land $64,970 Building $337,300 |
| 2022 | $4,702.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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