2646 Caldwell Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2646 Caldwell Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,953 sqft · built 2018
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,000 (Jan 2025)
Tax Bill	$2,163 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-2N-30-0077-00C00-0180`

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00C00-0180`
Alternative APN	`N30223007700C000180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,953 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,953 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2646 CALDWELL CIR
City	PACE
State	FL
Zip	32571-6785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ASHLEY PLANTATION PHASE 1 LOT 18 BLK C AS DES IN OR 4577 PG 1050
Legal Range	30W
Legal Township	2N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Block	C
Legal Lot Number	18
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1016
Census Tract	10302

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2646 CALDWELL CIR, MILTON, FL 32571-6785
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Jan 7, 2025	Warranty Deed, Transfer CLEAR TTL OF NORTHWEST FL LL
May 18, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2025 · Amount on Record
Deed Sale	Jan 7, 2025 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	2025964
Deed Book / Page	4577 / 1050
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2646 CALDWELL CIR, PACE, FL 32571-6785
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 CALDWELL CIR, PACE, FL 32571-6785

Mortgage

Document Number	0041830024
Date	Sep 24, 2021
Book Page	4183/24
Instrument	202163995

Lender

Name	FIDELITY BANK
Type	Bank
Address	MANDEVILLE, LA 70471

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 7, 2025
Property Address	2646 CALDWELL CIR, PACE, FL 32571-6785
Document Number	0045771050
Book / Page	4577 / 1050
Map Reference	MB 10 PG 96
Instrument Date	Jan 7, 2025
Instrument	202500964
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Tax	$1,988.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5190 GAINESWOOD DR, MILTON, FL 32583-7560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 CALDWELL CIR, PACE, FL 32571-6785

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 18, 2018
Property Address	2646 CALDWELL CIR, PACE, FL 32571-6785
Document Number	0037281768
Book / Page	3728 / 1768
Map Reference	MB 10 PG 96
Instrument Date	May 16, 2018
Instrument	201820154
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,434.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 CALDWELL CIR, MILTON, FL 32571-6785

Mortgage

Document Number	0201820155
Date	May 18, 2018
Instrument	201820155

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,163.00 (+3.05%)	$203,647 (+2.9%)	$287,153 (-2.24%) Land $45,000 Building $242,153
2024	$2,099.00 (+5.11%) Homeowner's exemption	$197,908 (+3%)	$293,739 (+0.87%) Land $45,000 Building $248,739
2023	$1,997.00 (+2.83%) Homeowner's exemption	$192,144 (+3%)	$291,193 (+6.01%) Land $45,000 Building $246,193
2022	$1,942.00 Homeowner's exemption	$186,548	$274,687 Land $31,000 Building $243,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Caldwell Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures