2646 Adams Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 2646 Adams Rd, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1957
Lot Size0.179 acres (7,797 sqft)
OwnerCompany Name on Record
Last Sale$1,773,044 (Oct 2023)
Tax Bill$1,970 (2025)
Deeds & MortgagesMar 2018 Mortgage
Aug 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN510-0051-0241-00

Property Details

APN / Parcel Number

Primary APN510-0051-0241-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,797 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide
PorchEnclosed Frame Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address2646 ADAMS RD
CityCINCINNATI
StateOH
Zip45231-2802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADAMS RD 60 X 130 LOT 280 NORTHBROOK BLK D
Legal SubdivisionNORTHBROOK
Legal BlockD
Legal Lot Number280
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group2
Census Block2009
Census Tract21603

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2018Deed of Trust, Mortgage
WATCH HILL BANK
Aug 13, 2021Warranty Deed, Transfer
Oct 11, 2023Re-recorded Document

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2023 · Amount on Record
Deed SaleOct 11, 2023 · Amount on Record
Prior SaleAug 13, 2021 · Amount on Record
Deed Document Number202372588
Deed Book / Page15019 / 1746
Prior Transfer DateJul 26, 2021
Prior Transfer Doc0000072588
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2646 ADAMS RD, CINCINNATI, OH 45231-2802
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009314
DateMar 8, 2018
Instrument18-0019314
Lender
NameWATCH HILL BANK
TypeBank
AddressCINCINNATI, OH 45226
Agreement
AmountAmount Recorded
Term241 Months
DueApr 1, 2038

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 13, 2021
Property Address2646 ADAMS RD, CINCINNATI, OH 45231-2802
Document Number0000098128
Book / Page14480 / 1781
Map ReferenceMB 80 PG 17-20
Instrument DateJul 26, 2021
Instrument2021-0098128
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
Tax$5,319.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 PARK CENTER DRIVE, IRMO, OH 45141
InvestorPossibly a Property Investor

October 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionHAMILTON OH
Recording DateOct 11, 2023
Property Address2646 ADAMS RD, CINCINNATI, OH 45231-2802
Document Number0000072588
Book / Page15019 / 1746
Map ReferenceMB 80 PG 17-20
Instrument DateJul 26, 2021
Instrument2023-0072588
Record UpdatedDec 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 PARK CENTER DR, DAYTON, OH 45414-2696
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,970.00 (+3.25%)$35,662 (-) Land $7,403 Building $28,259$101,890 (-) Land $21,150 Building $80,740
2024$1,908.00 (+1.06%)$35,662 (-) Land $7,403 Building $28,259
2023$1,888.00 (+23.4%)$35,662 (+70.13%) Land $7,403 Building $28,259$101,890 (+70.13%) Land $21,150 Building $80,740
2022$1,530.00$20,962 Land $6,755 Building $14,207
2020$59,890 Land $19,300 Building $40,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimJun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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