2646 4th St, Cumberland, WI 54829 Property Records

Barron County property record for 2646 4th St, Cumberland, WI 54829

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Oct 2023)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`030-2200-16-000`

Property Details

APN / Parcel Number

Primary APN	`030-2200-16-000`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	2646 4TH ST
City	CUMBERLAND
State	WI
Zip	54829-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 13-1 PRT NE-SE SHOWN AS LOT 1 CSM #7092 DOC 897886
Legal Range	14W
Legal Township	36N
Legal Section	22
Legal Subdivision	METES AND BOUNDS
Legal Tract	MB
Legal Lot Number	1
Jurisdiction	BARRON WI
Township / Civil Division	MAPLE PLAIN
Census Block Group	1
Census Block	1020
Census Tract	200

Owner

2646 4th St is owned and occupied by two individuals who bought it in October 2023.

Source: Barron County records, as of February 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2646 4TH ST, CUMBERLAND, WI 54829-9006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF SUN PRAIRIE
Jul 24, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit CUMBERLAND FEDERAL BANK FSB
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit DAIRY STATE BANK
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Mar 2, 2017	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Jul 24, 2023 · Amount on File
Deed Document Number	2023899056
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Oct 31, 2023
Property Address	2646 4TH ST, CUMBERLAND, WI 54829-9006
Document Number	0000899056
Map Reference	DOC 897886
Instrument Date	Oct 23, 2023
Instrument	899056
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	LAKES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000899057
Date	Oct 31, 2023
Instrument	899057

Lender

Name	BANK OF SUN PRAIRIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARRON WI
Recording Date	Jul 24, 2023
Property Address	2646 4TH ST, CUMBERLAND, WI 54829-9006
Document Number	0000896882
Map Reference	MB 112 PG 110
Instrument Date	Jul 24, 2023
Instrument	896882
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 E MONROE AVE, BARRON, WI 54812-1479

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2646 4TH ST, CUMBERLAND, WI 54829-9006
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000894577
Date	Apr 5, 2023
Instrument	894577

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2646 4TH ST, CUMBERLAND, WI 54829-9006
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000894228
Date	Mar 15, 2023
Instrument	894228

Lender

Name	DAIRY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2646 4TH ST, CUMBERLAND, WI 54829-9006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	833381
Date	Jan 3, 2017
Instrument	833381

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2046

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Aug 9, 2019
Property Address	2646 4TH ST, CUMBERLAND, WI 54829-9006
Document Number	0000856361
Instrument Date	Aug 9, 2019
Instrument	856361
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	T M TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000856362
Date	Aug 9, 2019
Instrument	856362

Lender

Name	CUMBERLAND FEDERAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BARRON WI
Recording Date	Mar 2, 2017
Property Address	2646 4TH ST, CUMBERLAND, WI 54829-9006
Document Number	0000834773
Instrument Date	Feb 28, 2017
Instrument	834773
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000834774
Date	Mar 2, 2017
Instrument	834774

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2646 4th St was $2,922 with a homeowner's exemption.

Source: Barron County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
County Subdivision	Maple Plain Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00 Homeowner's exemption	$162,600 Land $18,000 Building $144,600	$303,300 Land $33,576 Building $269,724
2023	$2,887.00 (+2.16%)	$183,700 (-) Land $39,100 Building $144,600	$332,400 (+13.06%)
2022	$2,826.00	$183,700 Land $39,100 Building $144,600	$294,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2646 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2001–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2646 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St

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