2646 3rd Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 2646 3rd Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 696 sqft · built 1950
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Feb 2013)
Tax Bill$3,310 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.15-3-20

Property Details

APN / Parcel Number

Primary APN422800 59.15-3-20
Alternative APN
  • 280005901500030200000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area696 sqft Living Area
1st Floor Area696 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions150 ft deep x 54 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2646 3RD AVE
CitySCHENECTADY
StateNY
Zip12303-3187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description334, PT 335, R,G STOODLEY 4.-333-6
Legal Block3
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4012
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2646 3RD AVE, SCHENECTADY, NY 12303-3187
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2013 · Amount on Record
Deed SaleFeb 5, 2013 · Amount on Record
Deed Document Number20136081
Deed Book / Page1869 / 812
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2646 3RD AVE, SCHENECTADY, NY 12303-3187
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2646 3RD AVE, SCHENECTADY, NY 12303-3187

Mortgage

Document Number0000039868
DateDec 15, 2020
Book Page5050/636
Instrument202039868
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term108 Months
DueDec 6, 2029

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,310.00$90,000 (-) Land $11,400 Building $78,600$138,500 (+16.98%) Land $17,543 Building $120,957
2023$90,000 Land $11,400 Building $78,600$118,400 Land $14,997 Building $103,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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