2646 10th Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 2646 10th Ave, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 1991
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Owner Names on File
Last Sale	$81,500 (Jul 1998)
Tax Bill	$1,219 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-36-00007-0010-00008.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-36-00007-0010-00008.0`
Alternative APN	`54424`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Area	280 sqft
Driveway	Driveway
Driveway Area	270 sqft
Porch	Open Porch
Porch Area	195 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	54424
Street Address	2646 10TH AVE
City	VERO BEACH
State	FL
Zip	32960-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	VERO TERRACE SUB BLK 1 LOT 8 PBS 4-83
Legal Range	39
Legal Township	32
Legal Section	36
Legal Subdivision	VERO TERRACE SUB
Legal Block	1
Legal Lot Number	8
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1006
Census Tract	50402

Owner

The current owner of 2646 10th Ave bought it in July 1998.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Owner Names on File
Mailing Address	2646 10TH AVE, VERO BEACH, FL 32960-5052
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1998 · Amount on File
Deed Sale	Jul 1, 1998 · Amount on File
Deed Document Number	0012181763
Deed Book / Page	1218 / 1763
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2646 10TH AVE, VERO BEACH, FL 32960-5052
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 10TH AVE, VERO BEACH, FL 32960-5052

Mortgage

Document Number	0035712069
Date	Sep 20, 2022
Book Page	3571/2069
Instrument	3120220057304

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2646 10th Ave was $1,219.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,219.00	$99,206	$268,612 Land $38,250 Building $230,362
2023	$1,004.00 (+4.37%)	$93,601 (+3%)	$258,477 (+14.94%) Land $38,250 Building $220,227
2022	$962.00	$90,875	$224,873 Land $25,500 Building $199,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2646 10th Ave in Zone X, an area of minimal flood risk, though there have been 109 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	157 units insured incl. 67 condo units
Nearby Flood Claims	109 (1979–2024)
Claims Outside the SFHA	12 of 109
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Frances, Oct 2004 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2646 10th Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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