26458 Madison St, Esparto, CA 95627 Property Records

Yolo County property record for 26458 Madison St, Esparto, CA 95627

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,934 sqft · built 1920
Lot Size	0.448 acres (19,500 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Mar 2024)
Tax Bill	$5,822 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-294-003-000`

Property Details

APN / Parcel Number

Primary APN	`049-294-003-000`
Alternative APN	`049294031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,934 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Roof Type	Hip
Roof Material	Asbestos
Lot Area	19,500 sqft (0.448 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	26458 MADISON ST
City	ESPARTO
State	CA
Zip	95627-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEE PCL DESC
Legal Subdivision	TOWN OF ESPERANZA
Legal Block	24
Legal Lot Number	13,14
Jurisdiction	YOLO CA
Township / Civil Division	ESPARTO
Census Block Group	3
Census Block	3035
Census Tract	11500

Owner

26458 Madison St is owned and occupied by two individuals who bought it in March 2024.

Source: Yolo County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26458 MADISON ST, ESPARTO, CA 95627-2105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on File
Deed Sale	Mar 8, 2024 · Amount on File
Prior Sale	Jun 5, 2013 · Amount on File
Deed Document Number	20243945
Prior Transfer Date	Sep 19, 1995
Prior Transfer Doc	0000021006
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YOLO CA
Recording Date	Mar 8, 2024
Property Address	26458 MADISON ST, ESPARTO, CA 95627-2105
Document Number	0000003945
Instrument Date	Mar 1, 2024
Instrument	2024-0003945
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000003946
Date	Mar 8, 2024
Instrument	2024-0003946

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000003946
Date	Mar 8, 2024
Instrument	2024-0003946

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	26458 MADISON ST, ESPARTO, CA 95627-2105
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26458 MADISON ST, ESPARTO, CA 95627-2105

Mortgage

Document Number	0000033297
Date	Sep 2, 2021
Instrument	2021-0033297

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	26458 MADISON ST, ESPARTO, CA 95627-2105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000471
Date	Jan 8, 2018
Instrument	2018-0000471

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	26458 MADISON ST, ESPARTO, CA 95627-2105
Document Number	0000007000
Instrument Date	Mar 11, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26458 MADISON ST ESPARTO CA 956272105, ESPARTO, CA 95627-2105

Mortgage

Document Number	0000007000
Date	Mar 22, 2017
Instrument	7000

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 26458 Madison St was $5,822.

Source: Yolo County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Yolo County
Unified School District	Esparto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,411 (+2%) Land $175,827 Building $375,584
2025	$5,822.00	$540,600 Land $172,380 Building $368,220
2023	$2,960.00 (+1.96%)	$272,219 Land $88,765 Building $183,454
2022	$2,903.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26458 Madison St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1997–2005)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26458 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESPARTO C.S.D. serves 3,572 people · EPA ID CA5710007
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Esparto Broadband Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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