Sacramento County property record for 2645 Yuma Cir, Sacramento, CA 95827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,297 sqft · built 1976 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,223 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 075-0573-013-0000 |
| Primary APN | 075-0573-013-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,297 sqft Living Area |
| 1st Floor Area | 1,297 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2645 YUMA CIR |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95827-1047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | LARCHMONT BUTTERFIELD 02, LOT 133 |
| Legal Subdivision | LARCHMONT BUTTERFIELD 02 |
| Legal Lot Number | 133 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | RANCHO CORDOVA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 9107 |
2645 Yuma Cir is owned and occupied by an individual who acquired it in November 2024.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2645 YUMA CIR, SACRAMENTO, CA 95827-1047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC |
| Nov 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2024 |
| Deed Sale | Nov 21, 2024 |
| Prior Sale | Oct 31, 2000 · Amount on File |
| Deed Book / Page | 20241121 / 882 |
| Prior Transfer Date | Nov 15, 2024 |
| Prior Transfer Doc | 2024000882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2645 YUMA CIR, SACRAMENTO, CA 95827-1047 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | SYNRGO |
| Name | Verified Name |
|---|---|
| Address | 2645 YUMA CIR, SACRAMENTO, CA 95827-1047 |
| Document Number | 0000001190 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 202103151190 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2645 YUMA CIR, SACRAMENTO, CA 95827-1047 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2645 YUMA CIR, SACRAMENTO, CA 95827-1047 |
| Document Number | 2021110201027 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021110201027 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2645 YUMA CIR, SACRAMENTO, CA 95827-1047 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO |
| Name | Verified Name |
|---|---|
| Address | 2645 YUMA CIR, SACRAMENTO, CA 95827-1047 |
| Document Number | 3150000001190 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 20210315/1190 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2645 YUMA CIR, SACRAMENTO, CA 95827-1047 |
| Document Number | 2007171327 |
| Instrument Date | Jul 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|---|
| Address | 2645 YUMA CIR SACRAMENTO CA 958271047, SACRAMENTO, CA 95827-1047 |
| Document Number | 2007171327 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2007171327 |
| Name | VILLAGE CAP & INV LLC |
|---|---|
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2645 YUMA CIR, SACRAMENTO, CA 95827-1047 |
| Document Number | 1911150682 |
| Instrument Date | Nov 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 2645 YUMA CIR SACRAMENTO CA 958271047, SACRAMENTO, CA 95827-1047 |
| Document Number | 1911150682 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 1911150682 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2049 |
The 2025 property tax bill for 2645 Yuma Cir was $2,223, down 1.4% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Sacramento City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $184,412 (+2%) Land $53,778 Building $130,634 | |
| 2025 | $2,223.00 (-1.38%) | $180,797 Land $52,724 Building $128,073 |
| 2024 | $2,254.00 (+2.41%) | |
| 2023 | $2,201.00 (+1.76%) | $173,778 Land $50,678 Building $123,100 |
| 2022 | $2,163.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2645 Yuma Cir in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 8 (1995–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2645 Yuma Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - SUBURBAN ROSEMONT private · serves 54,893 people · EPA ID CA3410010 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| unWired Broadband Fixed Wireless | 200 / 25 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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