2645 Westminster Pl, Costa Mesa, CA 92627 Property Records

Orange County property record for 2645 Westminster Pl, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	7 bd · 5.5 ba · 5,064 sqft · built 2022
Lot Size	0.298 acres (13,000 sqft)
Owner	Trust Name on File
Last Sale	$1,014,500 (Dec 2018)
Tax Bill	$27,258 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`439-201-09`

Property Details

APN / Parcel Number

Primary APN	`439-201-09`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	5,064 sqft Living Area
1st Floor Area	5,064 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	13,000 sqft (0.298 acres)
Garage Area	810 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2645 WESTMINSTER PL
City	COSTA MESA
State	CA
Zip	92627-4643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 376 BLK LOT 68 TR 376 LOT 68 POR OF LOT
Legal Subdivision	TRACT NO 376
Legal Tract	376
Legal Lot Number	68
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1004
Census Tract	63102

Owner

2645 Westminster Pl is owner-occupied and held in a trust since December 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	2645 WESTMINSTER PL, COSTA MESA, CA 92627-4643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage MZ PARTNERS LLC
Dec 3, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Sep 27, 2018	Grant Deed, Transfer MZ PARTNERS LLC
Sep 17, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Sep 27, 2018 · Amount on File
Deed Document Number	2018451223
Prior Transfer Date	Sep 7, 1999
Prior Transfer Doc	0000672215
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2645 WESTMINSTER PL, COSTA MESA, CA 92627-4643
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 WESTMINSTER PLACE, COSTA, CA

Mortgage

Document Number	0000386746
Date	Jun 10, 2021
Instrument	2021000386746

Lender

Name	MZ PARTNERS LLC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 3, 2018
Property Address	2645 WESTMINSTER PL, COSTA MESA, CA 92627-4643
Document Number	0000451223
Instrument Date	Sep 13, 2018
Instrument	451223
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,115.95
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2100 FEDERAL AVE COSTA MESA CA 926273318, COSTA MESA, CA 92627-3318

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 27, 2018
Property Address	2645 WESTMINSTER PL, COSTA MESA, CA 92627-4643
Document Number	0000354516
Map Reference	MB15 PG29
Instrument Date	Sep 13, 2018
Instrument	2018000354516
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2100 FEDERAL AVE, COSTA MESA, CA 92627-3318

Mortgage

Document Number	0000354517
Date	Sep 27, 2018
Instrument	2018000354517

Lender

Name	MZ PARTNERS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Sep 17, 2018
Property Address	2645 WESTMINSTER PL, COSTA MESA, CA 92627-4643
Document Number	0000338818
Instrument Date	Aug 27, 2018
Instrument	338818
Transaction Type	Transfer
Record Updated	Sep 24, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	923 CAPRI DR VISTA CA 920845538, VISTA, CA 92084-5538

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Westminster Pl was $27,258 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,534,063 (+2%) Land $1,111,722 Building $1,422,341
2025	$27,258.00 Homeowner's exemption	$2,484,376 Land $1,089,924 Building $1,394,452
2023	$22,973.00 (+99.4%)	$2,122,838 Land $1,047,601 Building $1,075,237
2022	$11,521.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2645 Westminster Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2645 Westminster Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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