2645 W 37th St, Lorain, OH 44053 Property Records

Lorain County property record for 2645 W 37th St, Lorain, OH 44053

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 1970
Lot Size0.269 acres (11,761 sqft)
Owner2 Owner Names on Record
Last Sale$123,500 (Jan 2004)
Tax Bill$1,341 (2025)
Deeds & MortgagesNov 2023 Transfer
Sep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-02-013-105-001

Property Details

APN / Parcel Number

Primary APN02-02-013-105-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area1,100 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area11,761 sqft (0.269 acres)
Lot Dimensions141 ft deep x 83 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area220 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2645 W 37TH ST
CityLORAIN
StateOH
Zip44053-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSKYLINE PARK SUB #1 74.08 X 140 S/L 47
Legal SubdivisionSKYLINE PARK ALLOTMENT
Legal Tract2
Legal Block105
Legal Lot Number47
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2004
Census Tract97202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address2645 W 37TH ST, LORAIN, OH 44053-2305
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Transfer on Death Deed, Transfer
Sep 17, 2020Deed of Trust, Mortgage · Line of Credit
CBC NAT'L BK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2004 · Amount on Record
Deed SaleJan 29, 2004 · Amount on Record
Prior SaleMay 20, 1996 · Amount on Record
Deed Document Number2004000502
Record UpdatedJun 8, 2026

November 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLORAIN OH
Recording DateNov 22, 2023
Property Address2645 W 37TH ST, LORAIN, OH 44053-2305
Document Number0000936674
Map ReferenceVOL 23 PG 70
Instrument DateAug 2, 2023
Instrument2023-0936674
Transaction TypeTransfer
Record UpdatedNov 30, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2645 W 37TH ST, LORAIN, OH 44053-2305

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2645 W 37TH ST, LORAIN, OH 44053-2305
Document Number0000781858
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2645 W 37TH ST LORAIN OH 440532305, LORAIN, OH 44053-2305

Mortgage

Document Number0000781858
DateOct 5, 2020
Instrument781858
Lender
NameCBC NAT'L BK MTG
AddressALPHARETTA, GA 30022
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 4, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,341.00$55,890 (%) Land $16,100 Building $39,790$159,690 (-) Land $46,010 Building $113,680
2024$1,341.00 (-24.37%)$55,892 (+28.16%) Land $16,104 Building $39,788$159,690 (+28.16%) Land $46,010 Building $113,680
2023$1,773.00 (-0.34%)$43,611 (+%) Land $12,709 Building $30,902$124,600 (-) Land $36,310 Building $88,290
2022$1,779.00$43,610 Land $12,710 Building $30,900
2021$124,600 Land $36,310 Building $88,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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