Collier County property record for 2645 Tarpon Rd, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 4,535 sqft · built 2021 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,350,000 (Sep 2013) |
| Tax Bill | $47,918 (2025) |
| Deeds & Mortgages | Oct 2020 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 128800 12 555A15 |
| Primary APN | 128800 12 555A15 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,535 sqft Living Area |
| 1st Floor Area | 1 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 17,424 sqft (0.4 acres) |
| View / Lot | Waterfront |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 588 sqft |
| Deck Area | 392 sqft |
| Boat Access | Boat Access |
| Street Address | 2645 TARPON RD |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-1558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | ROYAL HARBOR UNIT 3 BLK 12 LOT 55 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 15 |
| Legal Subdivision | ROYAL HARBOR UNIT 3 |
| Legal Tract | 128800 |
| Legal Block | 12 |
| Legal Lot Number | 55 |
| Legal Unit | 3 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 600 |
2645 Tarpon Rd is owned and occupied by two individuals who bought it in September 2013.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2645 TARPON RD, NAPLES, FL 34102-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2013 · Amount on File |
| Deed Sale | Sep 9, 2013 · Amount on File |
| Prior Sale | May 8, 2012 · Amount on File |
| Deed Document Number | 20134887464 |
| Deed Book / Page | 4963 / 950 |
| Prior Transfer Date | Feb 18, 2011 |
| Prior Transfer Doc | 0046601273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 2645 TARPON RD, NAPLES, FL 34102-1558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2645 TARPON RD, NAPLES, FL 34102-1558 |
| Document Number | 0058320305 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 5832/305 |
| Instrument | 5940357 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 2645 Tarpon Rd was $47,918 with a homeowner's exemption, up 2.2% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,476,649 (+2.7%) | $8,580,184 (+0.87%) Land $4,900,000 Building $3,680,184 | |
| 2025 | $47,918.00 (+2.19%) Homeowner's exemption | $5,332,667 | $8,506,063 Land $5,687,500 Building $2,818,563 |
| 2024 | $46,892.00 (+1.49%) | ||
| 2023 | $46,204.00 (-2.78%) Homeowner's exemption | $5,031,435 (+3%) | $11,069,703 (+61.46%) Land $7,630,000 Building $3,439,703 |
| 2022 | $47,523.00 Homeowner's exemption | $4,884,888 | $6,855,818 Land $3,877,125 Building $2,978,693 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2645 Tarpon Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 406 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 961 units insured incl. 555 condo units |
| Nearby Flood Claims | 440 (1980–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2645 Tarpon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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