2645 Sims Bridge Rd, Kittrell, NC 27544 Property Records

Franklin County property record for 2645 Sims Bridge Rd, Kittrell, NC 27544

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 2,688 sqft · built 2001
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,879 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1898-34-6759`

Property Details

APN / Parcel Number

Primary APN	`1898-34-6759`
Alternative APNs	`G03 00 026M` `033696` `41019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,688 sqft Total Area
Basement Area	2,128 sqft
Finished Basement	2,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)

Exterior Amenities

Porch	Patio
Porch Area	964 sqft
Deck Area	24 sqft
Shed	1 Shed
Shed Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2645 SIMS BRIDGE RD
City	KITTRELL
State	NC
Zip	27544
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	FCO AR
Legal Description	2ND FLOOR UNFINISHED
Legal Subdivision	WOODLIEF ACRES LOT
Legal Lot Number	5
Jurisdiction	FRANKLIN NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1014
Census Tract	60100

Owner

2645 Sims Bridge Rd, a residential property, is owned by two individuals who acquired it in December 2021.

Source: Franklin County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2644 SIMS BRIDGE RD, KITTRELL, NC 27544-9592
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · VA Mortgage SECURE EQUITY TITLE LLC, SECURE FIRST TITLE LLC
Dec 17, 2021	Intrafamily Transfer, Transfer · VA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021
Deed Sale	Dec 17, 2021
Prior Sale	Sep 20, 2001 · Amount on File
Deed Book / Page	2283 / 1709
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Recording Date	May 1, 2026
Property Address	2645 SIMS BRIDGE RD, KITTRELL, NC 27544
Document Number	0010112781
Book / Page	2429 / 2102
Instrument Date	Apr 27, 2026
Instrument	202610112781
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SECURE EQUITY TITLE LLC, SECURE FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2644 SIMS BRIDGE RD, KITTRELL, NC 27544-9592

Mortgage

Document Number	0010112781,
Date	May 1, 2026
Book Page	2429/2102
Instrument	202610112781

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN NC
Recording Date	Dec 17, 2021
Property Address	2645 SIMS BRIDGE RD, KITTRELL, NC 27544-9592
Document Number	0022831709
Book / Page	2283 / 1709
Map Reference	MB 2000 PG 184
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2644 SIMS BRIDGE RD, KITTRELL, NC 27544-9592

Mortgage

Document Number	0022831711
Date	Dec 17, 2021
Instrument	2283/1711

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Sims Bridge Rd was $1,879.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00	$304,020 Land $45,750 Building $258,270	$304,020 Land $45,750 Building $258,270
2023	$1,658.00	$176,420 Land $15,400 Building $161,020	$176,420 Land $15,400 Building $161,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 Sims Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Sims Bridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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