2645 Seattle Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 2645 Seattle Dr, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,087 sqft · built 1988
Lot Size0.258 acres (11,232 sqft)
OwnerCompany Name on File
Last Sale$222,000 (Aug 1995)
Tax Bill$3,286 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN481-620-62-00

Property Details

APN / Parcel Number

Primary APN481-620-62-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,087 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Lot Area11,232 sqft (0.258 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2645 SEATTLE DR
CityEL CAJON
StateCA
Zip92020-1774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-9
Legal DescriptionLOT 62 TR 010960
Legal SubdivisionFLETCHER HIGHLANDS
Legal Tract010960
Legal Block3
Legal Lot Number62
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3008
Census Tract16201

Owner

2645 Seattle Dr is owned by a company that acquired it in February 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address2645 SEATTLE DR, EL CAJON, CA 92020-1774
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2020Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Mar 5, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 1995 · Amount on File
Deed SaleAug 8, 1995 · Amount on File
Prior SaleJun 21, 1988 · Amount on File
Deed Document Number1995343303
Last Transfer DateFeb 28, 2020
Transfer Doc0000114604
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2645 SEATTLE DR, EL CAJON, CA 92020-1774
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000135012
DateMar 16, 2020
Instrument2020-0135012
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMar 31, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 5, 2020
Property Address2645 SEATTLE DR, EL CAJON, CA 92020-1774
Document Number0000114604
Instrument DateFeb 28, 2020
Instrument114604
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2645 SEATTLE DR EL CAJON CA 920201774, EL CAJON, CA 92020-1774

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Seattle Dr was $3,286 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$235,684 (+2%) Land $72,483 Building $163,201
2025$3,286.00 Homeowner's exemption$231,063 Land $71,062 Building $160,001
2023$2,982.00 (-2.99%) Homeowner's exemption$222,092 Land $68,303 Building $153,789
2022$3,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2645 Seattle Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1980–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Seattle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Seattle Dr

Nearby Streets

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