2645 Santee Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 2645 Santee Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1965
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Sep 2026 Transfer Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-292-057-0000`

Property Details

APN / Parcel Number

Primary APN	`004-292-057-0000`

Interior

Full Baths	1 Bath
Building Area	1,040 sqft Building Perimeter
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,841 sqft (0.18 acres)
Garage Area	624 sqft

Location & Zoning

Street Address	2645 SANTEE DR
City	ROSCOMMON
State	MI
Zip	48653-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-309 P-422 243 LOT 57 JOHNSTON MANOR 2.
Legal Subdivision	JOHNSTON MANOR NUMBER TWO
Legal Lot Number	57
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1076
Census Tract	970401

Owner

2645 Santee Dr is owned and occupied by an individual who acquired it in September 2026.

Source: Roscommon County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1084 CHATWELL DR, DAVISON, MI 48423-2716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 22, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ROSCOMMON COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2013
Deed Sale	Nov 19, 2013
Deed Book / Page	1139 / 1586
Last Transfer Date	Sep 10, 2026
Transfer Doc	0000006552
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 16, 2026
Property Address	2645 SANTEE DR, ROSCOMMON, MI 48653-9623
Document Number	0000006552
Book / Page	1194 / 1648
Instrument Date	Sep 10, 2026
Instrument	20266552
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	2645 SANTEE DR, ROSCOMMON, MI 48653-9623
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01180/1670
Date	Apr 22, 2022
Book Page	1180/1670
Instrument	202200003361

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	2645 SANTEE DR, ROSCOMMON, MI 48653-9623
Transaction Type	Mortgage
Record Updated	Nov 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1170/2325
Date	Oct 25, 2019
Book Page	1170/2325
Instrument	201900007413

Lender

Name	ROSCOMMON COUNTY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Santee Dr was $1,262 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,200 (+10.51%)	$172,400 (+10.51%)
2025	$1,262.00 Homeowner's exemption	$78,000	$156,000
2023		$54,000	$108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 Santee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Santee Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 86% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Santee Dr

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